First post... Cabela's

[Anonymous]

hey, I was wondering if anyone knew if Cabelas uses Equifax Bankcard 5 or Equifax Bankcard 8.   My. 5 is 681 but 8 is only 608

thank you

[Anonymous]

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@Anonymous wrote:

hey, I was wondering if anyone knew if Cabelas uses Equifax Bankcard 5 or Equifax Bankcard 8.   My. 5 is 681 but 8 is only 608

thank you

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They used Bankcard 8 because I had pulled my scores the day before and it was the same score.    By the way, Welcome to the forums.

[Anonymous]

Darn was going to come out of hiding and try for my first No annual fee card

i have 1 charge-off from 6 years ago and 1 collection fron 6 years ago

i have 4 credit cards with annual fees, never late and an auto loan that is never late

[Anonymous]

Since I haven't opened an account in a long time, I guess I should wait another year for those two bad marks go away.

[Pway]

I was just approved a couple nights ago with a Equifax score of 600. That was the score I was given after I was approved.  Although Equifax has been my lowest score.  I would give it a shot.  I have a ton of inquiries and new accounts opened this year. 

[9CLINE]

Welcome 2 the forum...

[Anonymous]

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@Anonymous wrote:

Since I haven't opened an account in a long time, I guess I should wait another year for those two bad marks go away.

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I think it's still worth a shot, especially if you shop there a lot. Worst case is that you take an inq, which will be devalued in a year anyway.

[Anonymous]

I have a location 45 minutes from me and I was going to buy some items online today. Do you have better odds if you go in and buy them and apply in store?

[Anonymous]

APPROVED!!!!!!!!!!!!!!!!! I got an error message and called in! My first non AF card and first new card in 4 years!

[Anonymous]

Congrats!