Looks like you have a pretty good grasp of finances. At this point, only get a card that will benefit you. Seems like the Amex might be a fit for you. Then just take the cards you have and garden them well.
Oh, and btw. Welcome to the Forums!
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I would recommend that you wait awhile. You have three fairly new accounts and several inquiries. Let all your accounts age for awhile. Even if you could be approved now, your terms will be better later.
Also, only let one card report a balance each month. I notice you have balances on two cards. Aim for total utilization between 1-5%. So, in your case between $65-$325.
It also looks like the card from your credit union is due for a credit limit increase. Call them up and see if they can do an increase with just a soft inquiry.
alboto wrote:what kind of bestbuy credit card do you have and when was last time you got a CLI ???
Bestbuy offers a standard in house card through Capital One. It is pretty easy to qualify for and offers interest free financing based on the purchase price. As I recall $250 is 6 months, $500 is 18 months, and $900 is 3 year but you can check out their website to be sure.
Any store clerk can help you apply for the card.
I was initially approved for a $1200 limit, it is possible that was also OP's starting limit. After a few months they raised my limit to $3000.
maybe he was up for a CLI in that card as well.
Only if it is only a soft pull. I know my increase was a hard pull, but something small via the website may only be a soft pull. Mine was a hard pull because I called in and spoke directly with underwriting. Which is only possible because HSBC services the cards and not Capital One.
I think their mastercard is a joke, and is being slowly phased out. So most likely, OP has the in store card.
Thanks for the advice guys! My BBY card is the standard in store card, started with a CL of 600, increased to 1200 in May through the website button. I've also thought about requesting a CLI on the credit union card (I asked in april and was denied) they have very strict income guidelines, I may ask again but I don't know if they have a soft pull option (Same with the CITI, its been more than 6 months, but I keep seeing the "you authorize citi to check credit history" message) . I'm also on the same page, I do think I should let the accounts age and I really don't want to waste an inquiry 
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