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@Anonymous wrote:
Hi every one
I have a credit card from first primier bank for cl of 300$
And I want close it because of the anual fees and all that hidden thing they apply
I have the card for about 4 months only
I have other cards from Amex and capital one
With high limit
Age of history from experian is 4 yrs and score from experian is 691
So if I close this card would it hurt my credit and how many point would I loose
My ratio is 15% and my CL is 19k
How can I canceled this card ?
No phone number to call ? For cancelation
The card is paid in full no balance
I just don't need it for the anual fees and low limit
How to approach them to cancel the card without hurting my credit score
Any advice would be appreciate it
Honestly, it's not worth it to keep this account open. Your focus should be on closing the account. If any of your accounts, except First Premier are a available for a CLI, then request one. Hopefully, it's a SP. Utilization issue resolved which there really isn't one because $300 is small compared to your overall CL.