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Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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First premier has the nerve

[ Edited ]

FP sends me a  pre approval letter in the mail talking about we want you back lmao. They have to be kidding me I wish I would.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Contributor
Posts: 95
Registered: ‎06-04-2009
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Re: First premier has the nerve

LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!


Starting Score: 501 5/23/09
Current Score: 674 2/19/11
Goal Score: 700


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Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: First premier has the nerve

 


mjbfan79 wrote:

FP sends me a  pre approval letter in the mail talking about we want you back lmao. They have to be kidding me I wish I would.


 

Oh baby give me one more chance
(show you that I love you)
Won't you please let me
(back in your heart)

 

 

LOL

Frequent Contributor
Posts: 253
Registered: ‎09-01-2009
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Re: First premier has the nerve

You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms. Smiley Wink

Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: First premier has the nerve


FicoScore626 wrote:

You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms. Smiley Wink


LMAO that will never happen...Smiley Very Happy


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Established Member
Posts: 35
Registered: ‎02-23-2010
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Re: First premier has the nerve

Ah I see you don't want to pay to borrow the money you gave them in the first place?

lol I am with you on that... I try to look at being a first premier customer as bribing fico, it helps my ego Smiley Very Happy

Established Contributor
Posts: 545
Registered: ‎09-12-2010
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Re: First premier has the nerve

 


dorightgirl wrote:

LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!


What? You don't find this offer attractive? Smiley Tongue

 

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Established Contributor
Posts: 611
Registered: ‎09-13-2009
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Re: First premier has the nerve

[ Edited ]

 


wollepopolle wrote:

 


dorightgirl wrote:

LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!


What? You don't find this offer attractive? Smiley Tongue

 


 

I found it very attractive!  And look @ all their fees!

https://www.premiercreditcardsf.com/CardDetails.aspx

 

ETA:

When I first clicked on their link, it gave me the 59.9% APR... and when I just clicked it again, it gave me a 23.9% APR.  I guess it's a random APR per click? lol.

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