Credit Cards

[mjbfan79]

FP sends me a  pre approval letter in the mail talking about we want you back lmao. They have to be kidding me I wish I would.

[dorightgirl]

LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!

[DI]

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mjbfan79 wrote:

FP sends me a  pre approval letter in the mail talking about we want you back lmao. They have to be kidding me I wish I would.

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Oh baby give me one more chance
(show you that I love you)
Won't you please let me
(back in your heart)

LOL

[FicoScore626]

You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms.

[mjbfan79]

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FicoScore626 wrote:

You should call them up and negotiate the terms of your return to them.. Tell them you want a credit line of $5000 at 5.9% interest and tell those are non-negotiable terms.

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LMAO that will never happen...

[madratmedia]

Ah I see you don't want to pay to borrow the money you gave them in the first place?

lol I am with you on that... I try to look at being a first premier customer as bribing fico, it helps my ego

[wollepopolle]

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dorightgirl wrote:

LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!

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What? You don't find this offer attractive?

[JagerBombs89]

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wollepopolle wrote:

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dorightgirl wrote:

LMAO! I saw a pre approval letter that had an APR of 59.9% for FP...what a joke! I made that mistake once and will NEVER ever do it again!!!!

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What? You don't find this offer attractive?

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I found it very attractive!  And look @ all their fees!

https://www.premiercreditcardsf.com/CardDetails.aspx

ETA:

When I first clicked on their link, it gave me the 59.9% APR... and when I just clicked it again, it gave me a 23.9% APR.  I guess it's a random APR per click? lol.