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Frequent Contributor
Posts: 408
Registered: ‎02-09-2011
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First "Big Girl Card": Question about making payments

[ Edited ]

I am the proud new owner of a NFCU Visa Signature Cash Rewards card. I plan to use this card for pretty much everything, then pay it off at statement time every month.

 

Having never had a bank-issued "Big Girl Card" before, I'm curious about the process for making a payment. I go to the NFCU site, navigate to my card, and I don't see anything there that says "Make a Payment", such as you'd see on Chase.com or CapOne's website. It looks like it treats the card like another banking account: Checking, Savings, Credit Card, and that you don't actually make 'payments', but instead transfer money TO that 'account'. I have already taken steps to set up two of my primary bank accounts (at another institution) so that I can transfer between them and NFCU, just in case that's how this does work.

 

Is this accurate, or am I just not seeing a "Make a Payment" link/button because the account is so new? I used it for the first time yesterday. Next statement is due to post 11/18.

 

I know I'm being a bit obsessive about this, but I want to be prepared, and I plan on taking very good care of this account forever and ever. Heart

 

Thanks!

Starting Score: EQ 607 TU 693
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Super Contributor
Posts: 14,013
Registered: ‎04-22-2013
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Re: First "Big Girl Card": Question about making payments

I don't have a NFCU account, but Penfed is like this as well, to pay you "transfer" from bank account to credit card.

 

 

Frequent Contributor
Posts: 322
Registered: ‎09-18-2013
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Re: First "Big Girl Card": Question about making payments

[ Edited ]

Congrats Visa Siggy buddy!

 

You should see a payment button eventually. It's the same as making a transfer tho. This is my first time also having a credit card at my bank, and it's super convenient not waiting days for payments to post.

 

[edit: I misunderstood the question. But you should see a pay now button eventually. ] 

 

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Senior Contributor
Posts: 4,808
Registered: ‎07-12-2012
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Re: First "Big Girl Card": Question about making payments

[ Edited ]

Transfer Smiley Happy I use mine and then transfer money at the end of each day! Congrats

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
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Regular Contributor
Posts: 227
Registered: ‎09-22-2012
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Re: First "Big Girl Card": Question about making payments

I have the 'make a payment' option under my 'transfers' tab. It shows as a drop down menu when you click the tab or hover the mouse over it, can't remember.

It may be different on newer site though, they are currently updating it. I'm still on the older version.
TU: 768 EQ: 767 EX: 696
Valued Member
Posts: 111
Registered: ‎09-05-2013
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Re: First "Big Girl Card": Question about making payments

You can use transer or use the payment option, it works the same way. I have all of my accounts with them and I typically use the transer option.


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Established Contributor
Posts: 570
Registered: ‎01-03-2013
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Re: First "Big Girl Card": Question about making payments

Citibank is also like this, the transfer option is faster.
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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: First "Big Girl Card": Question about making payments

Congratulations on your approval! Looks like all that gardening paid off. Time to turn back to a seedling. Smiley Wink
Frequent Contributor
Posts: 408
Registered: ‎02-09-2011
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Re: First "Big Girl Card": Question about making payments

Well yesterday was the day! I received an email saying that my statement for the Visa Signature card was ready to be viewed.

 

I popped over and took a look at it, and then (thanks to all of your great input here!) I set up a xfer from my 'regular' bank (Huntington) to the Visa card account. I had already set up the external bank xfer capability for three external accounts earlier in the month.

 

Checked in this morning and the xfer is complete! That was FAST and wonderful!

 

I have a 'spare' checking account at Huntington, and every time we use the NFCU Visa card, I xfer that amount from my primary Huntington checking to my spare Huntington checking. It's easy, and then when the statement comes, the funds to pay it off are all right there and ready to send.

 

Plus, I xferred my cash back for the month to my NFCU savings account. Yay!

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 835 - EQ myFICO 827 - TU myFICO 821
Goal Score: 800+ across the board! *DONE!!!*
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Senior Contributor
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Registered: ‎07-12-2012
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Re: First "Big Girl Card": Question about making payments


09Lexie wrote:
Congratulations on your approval! Looks like all that gardening paid off. Time to turn back to a seedling. Smiley Wink

Haha, nice hint there Smiley Wink

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
733 EQ FICO 11/2016
732 TU FICO 11/2016
732 EX FICO 11/2016
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $6.2k Cap1 Quicksilver | $10k Amazon Store | $14k Cap1 VentureOne | $7k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa

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