Credit Cards Center Credit cards from our partners
Frequent Contributor
Posts: 379
Registered: ‎03-31-2012

Re: First time since 2004 --- need advice

[ Edited ]

poeticfico wrote:

No such plans. I'm thinking the reason they kept approving me was the stellar AAoA and never being late on the one card I had. I'm not sure how far i should ride this wave. Should I keep adding more and more cards until my surfboard flips over?

Adding another card is going to dramatically reduce your AAoA.


Starting out you had a 8 year AAoA which is very good.  Adding 2 cards, assuming you only have 3 trendlines total, had dropped your AAoA to 3 years. Adding a 3rd new card will drop your AAoA to 2 years. 



Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.