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First unsecured card

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09Lexie
Moderator Emerita

Re: First unsecured card

It's up to you about the $700 but I think it would help you.  

Message 21 of 22
jamie123
Valued Contributor

Re: First unsecured card

If you shop at Walmart, that should be your first app. or some other store card that is backed by GE at a place you do shop.

 

GE will probably start you out with a small credit line at first but you can get a CLI every 4 months. You need to call them after every fourth statement closes for a CLI.

 

Then I would suggest either the Chase Freedom or the Bank of America 1-2-3 card. Both these cards will probably require HP for CLIs though.

 

Add two cards now and then hit the garden for at least 6 months before going for CLI on all your cards and then add another 2 cards.

 

Good luck!


Starting Score: EQ 653 6/21/12
Current Score: EQ 817 3/10/20 - EX 820 3/13/20 - TU 825 3/03/20
Message 22 of 22
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