@CreditCuriousity wrote:
@jsucool76 wrote:
@coldnmn wrote:
@jsucool76 wrote:
@techiegirl wrote:
I thought Ring is 8% variable?The ring is variable.
The current prime rate is 3.25%, so the ring is the prime rate +4.75%
Plus no balance transfer fee.
And a 1$ cash advance fee. Fantastic for emergencies. Though I carry around my walmart card in case I ever need cash. There's walmarts everywhere
Welll $1 plus the 8% correct if you were to carry a balance on the cash advance?
Yes. But 8% is pretty low and in an emergency I'd say its a far better option than a ridiculous BT fee ontop of a ridiculous APR.
Everyone should have a Ring in their portfolio. By this time next year I plan to have it be my only Barclays card and with a fat 5 digit limit. Nice solid card to have with great features. 
Does fidelity Amex counts fixed rate card? For everyone it's 13.99%?
@techiegirl wrote:I have a 9.9% B of A cc that was and has been fixed for the past 14 years. Are there any other fixed rate cards out there?
What fixed rate cards do you have?
I also have a fixed rate BoA card at 9.99%, have had since 2007. It is the last remaining, open fixed-rate card I have... *wistful sigh, missing the days of when fixed-rate cards were more prevalent*
Look to CUs for fixed rate cards, at a bank you can pretty much forget it.
