I just PC'd my cash rewards to better balance. I had the Visa and it stayed a Visa after the PC. I already had EMV, so they sent my AU's card without one, a card for me without one, and a card for me with EMV. FYI for those interested. History remained. They updated my reports with the balance that was there on the day of the PC. It updated again when the statement closed. I'll report back my results as soon as I know something. I have a BofA checking for the bonuses. I will be charging around $100 to $150 a month in gas and paying before the statement cuts.
Cards I Carry
$7.5K
$23K
$5k
$300(SEC)
$500
$300
$1,500
$800
$800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673