For Those with Bof A 99/500

[WhiteCollar]

Hi!

For those of you with the BofA 99/500 secured card, how did you get tha offer? Did you apply for a regular credit card and was given the 99/500 offer? Or did you only apply for a secured card?

Thanks!

[HiLine]

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@WhiteCollar wrote:

Hi!

For those of you with the BofA 99/500 secured card, how did you get tha offer? Did you apply for a regular credit card and was given the 99/500 offer?

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Sounds about right.

[asphaltcowboy]

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@WhiteCollar wrote:

Hi!

For those of you with the BofA 99/500 secured card, how did you get tha offer? Did you apply for a regular credit card and was given the 99/500 offer? Or did you only apply for a secured card?

Thanks!

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From most of the post I have read about the 99/500, it was after applying for regular card, was a counter offer

Hope this helps

[Alkalinem0n0]

I did not apply but got the offer in the mail ( the guy I was dealing with in the banking centre must have arranged it as he asked if I would be interested in a secured card) after six months I got cash rewards added and after 9 I graduated with 2000 then used the love button to bring my CL to 5000. I didn't use the card heavily as i only use it when I'm in the states ( spent about 7 weeks there in the last 9 months) however I did use it for online transactions I probably ran $4000 through it over the 9 months. I never carried a balance. Was delighted with this product can't praise it enough...

[fearlessdragon]

Got Countered after applying for regular 123 card

[snowkitty]

I applied for a visa card and was denied. A couple of months later, I got the invite for the 99/500. I got it last August and it unsecured at 9 months and I got a cli to 2000.00.

[AriadneRentz]

I applied for it July 19th 2012 online, and I applied directly for the secured card. It was my first credit card anyways, so no point in trying for an actual rewards card when I essentially had a score of 0.

My mom applied for the BofA cash rewards card 2 months ago, and they countered with the 99/500 card, but she gets rewards on that card.

BofA unsecured my card about 6 months ago. My mom still has the secured. I got a CLI today with them because I asked for it. 

[WhiteCollar]

Thanks everyone! The banker recommended that I apply for a standard card and that if it was denied, there was a possibility that I could receive the 99/500 offer.

[09Lexie]

Good luck!