For Walmart CC holders...

[Anonymous]

Thanks pizza for sharing.

[Anonymous]

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@Erusidhion wrote:

    They've had this deferred interest offer for a long time since I first got my Wal-mart credit card. It's useful for putting food on deferrment if you want to shop for food 6 months or more at a time if you got a deep freezer for the meat. Can always get fresh vegetables/milk/bread/eggs/etc when needed. It's how I've been using it anyways. It looks like the same terms as they had before. Also you can get like up to $100 a day I think? cash back within a 24 hour period up to your max cash limit. It'll count as a purchase and not an advance. I've still yet to see if you could defer the cashback amount.

    I meant to last time I bought groceries but I forgot to do it. Maybe in another 5 months I'll remember. I think this is the normal link for that coupon though:

http://i.walmart.com/i/rb/31557-110277_financial_printable_PDF_8.5x11.pdf?povid=632402+%7C+Spotlight...

    Just print if off and bring it with you. I always get an interesting look telling the cashier I'll be paying for my groceries in two years.

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Interesting way to use your card. I would have never thought to use it that way.

[Anonymous]

I got it, too. But as my limit is only $150, it's of no use to me. Lol. Oh well, maybe next year.

[myjourney]

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@Anonymous wrote:

I got it, too. But as my limit is only $150, it's of no use to me. Lol. Oh well, maybe next year.

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^^^^^^^^^^^^^^Prime candidate to call for a CLI and this is the time of year they're generous ^^^^^^^^^^^^^^^^^^^

Good luck  

[Anonymous]

I just received my card so I wish I had the certificate with me when I used it yesterday. I am planning to place my first order through the walmart app. How do you take advantage of the 0% int?  Is there an option during the checkout? 

[Anonymous]

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@myjourney wrote:

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@Anonymous wrote:

I got it, too. But as my limit is only $150, it's of no use to me. Lol. Oh well, maybe next year.

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^^^^^^^^^^^^^^Prime candidate to call for a CLI and this is the time of year they're generous ^^^^^^^^^^^^^^^^^^^

Good luck  

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Don't tease me, myjourney! I just got the card in mid-September and have only had one statement since. I was resigned to waiting for the magic 3rd statement to cut, then hit the luv button. But it's soooo tempting, as my scores are nearly 80 points higher than just 2 months ago, and my baddies are gone. <nervously taps fingers>

[myjourney]

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@Anonymous wrote:

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@myjourney wrote:

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@Anonymous wrote:

I got it, too. But as my limit is only $150, it's of no use to me. Lol. Oh well, maybe next year.

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^^^^^^^^^^^^^^Prime candidate to call for a CLI and this is the time of year they're generous ^^^^^^^^^^^^^^^^^^^

Good luck  

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Don't tease me, myjourney! I just got the card in mid-September and have only had one statement since. I was resigned to waiting for the magic 3rd statement to cut, then hit the luv button. But it's soooo tempting, as my scores are nearly 80 points higher than just 2 months ago, and my baddies are gone. <nervously taps fingers>

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What's the worst than can say? No

And just ask again down the road 

However the flip side of the coin is they can say yes and either way it won't require a HP soooooooo

What are you waiting on make the call and my fingers and toes are crossed for you

Hint hint

Especially since you just left the store and that $4k TV would look just great on your wall but the $150 limit won't sit well on the card 

EDIT TO ADD Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)

[Anonymous]

If the negatives are off your TU call Credit Solutions or do a chat and tell them you need $2000 for a new tv and Ipad. Only a sp. 

[Anonymous]

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@myjourney wrote:

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@Anonymous wrote:

I got it, too. But as my limit is only $150, it's of no use to me. Lol. Oh well, maybe next year.

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^^^^^^^^^^^^^^Prime candidate to call for a CLI and this is the time of year they're generous ^^^^^^^^^^^^^^^^^^^

Good luck  

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+1

[Anonymous]

Derogs are off TU. FICO was 613 when I was approved 2 months ago. It's 671 now, but FedLoans still to report (already hit EX and EQ and raised each approximately 25-46 points. If that happens with TU, I'll be over the 700 hump!) But I think they mentioned not seeing enough recent payment activity, as only my WF secured was established.

Several cards will update this week, and WF graduates on Nov 20, at which time I'm hoping to get a CL to help my util. So I'll wait and them call Credit Solutions.