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What is going to be the first card you app for when you come out of the garden? For me, it's going to be the Chase Sapphire Preferred.
Barclays Ring, Chase Sapphire Preferred or Amex BCP.
CSP
Honestly I think I'm done as far as getting another card. I might get Chase Sapphire and replace my Citi Forward to consolidate UR points, but that's still debatable. Maybe Capital One Cash Reward to replace BofA Travel Rewards, but that is only if Capital One adopts EMV.
I'm going to work some CLI and cut down some cards (have a little too much).
Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
@Jutz wrote:Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card
I wont apps for anytihng until my score went somewhere around 700.
I all set for now after 4 brand new cards.But....
Next summer I plan to app for the Ring and a Discover.
the one i app for?
but really.
ughh costco true earning/ and or bce.
hoping a jan app for full backdating privliges.
other then that just higher limits on my current cards.
but with an annual income of 32k how much credit can you have? currently im at 15k in aval credit. with a dti of like 2% no house or anything like that though.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |