11-16-2012 05:21 PM
What is going to be the first card you app for when you come out of the garden? For me, it's going to be the Chase Sapphire Preferred.
11-16-2012 05:27 PM
Barclays Ring, Chase Sapphire Preferred or Amex BCP.
11-16-2012 05:29 PM
CSP
11-16-2012 05:30 PM - edited 11-16-2012 05:31 PM
Honestly I think I'm done as far as getting another card. I might get Chase Sapphire and replace my Citi Forward to consolidate UR points, but that's still debatable. Maybe Capital One Cash Reward to replace BofA Travel Rewards, but that is only if Capital One adopts EMV.
I'm going to work some CLI and cut down some cards (have a little too much).
11-16-2012 05:33 PM
Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card
| Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012) Starting total revolving credit: $1100 | Current total revolving credit: $7000 Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013 | 700 Club | AMEX Gold NPSL DCU Visa $2000 Cap1 Cash Rewards $2000 BOA Platinum $600 WalMart $800 |
11-16-2012 05:44 PM
Jutz wrote:Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card
I wont apps for anytihng until my score went somewhere around 700.
I all set for now after 4 brand new cards.But....
Starting Score: 56011-16-2012 05:47 PM
Next summer I plan to app for the Ring and a Discover.
11-16-2012 05:50 PM
the one i app for? ![]()
but really.
ughh costco true earning/ and or bce.
hoping a jan app for full backdating privliges.
other then that just higher limits on my current cards.
but with an annual income of 32k how much credit can you have? currently im at 15k in aval credit. with a dti of like 2% no house or anything like that though.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
11-16-2012 05:55 PM
11-16-2012 06:11 PM
Starting Score: TU:650 - EQ: 672
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