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Contributor
RonDawg
Posts: 305
Registered: ‎10-19-2012

Re: For all my fellow Gardeners....

for me it will be the chase sapphire preferred

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
Frequent Contributor
JustMe77
Posts: 261
Registered: ‎05-27-2009

Re: For all my fellow Gardeners....

[ Edited ]

Not sure, thinking of:

- Citi Forward

- Amex BCE

- Amex Costco True Earnings

 

Current Cards:
Capital One Platinum ($2,500), Banana Republic Visa ($5,300), Chase Freedom ($2,000), Amex Zync (NPSL), Discover It ($11,500), Amex Costco True Earnings ($3,600)
Contributor
obageegee
Posts: 152
Registered: ‎09-30-2012

Re: For all my fellow Gardeners....

NFCU



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 10/24/12
Moderator
webhopper
Posts: 6,638
Registered: ‎09-16-2011

Re: For all my fellow Gardeners....

Amex PRG... I'm liking the sound of this card after I found out about the "bonus"

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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New Contributor
Posts: 58
Registered: ‎01-10-2009

Re: For all my fellow Gardeners....

This will bring me out of the garden ASAP. Nebraska University Federal Credit Union offers the best purchase and cash advance terms I have seen anywhere and I'm Not eligible for membership. 6.65% APR for purchases and cash advances with no transaction fees? Does anyone know of these terms available to the general public?

Valued Contributor
Duncanrr
Posts: 2,496
Registered: ‎06-08-2012

Re: For all my fellow Gardeners....


obageegee wrote:

NFCU


+1

 

For me: CSP, BCP, SPG, Citi Forward and then probably done.  I also would like hotel card, another AMEX charge card (waiting on whats going to happen to Zync) and maybe, and I stress maybe, a discover card.  I just dont see that much that entices me about Discover.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Established Contributor
colindidit
Posts: 640
Registered: ‎11-13-2012

Re: For all my fellow Gardeners....

This time next year I hope to come out of the garden and get a citi ordiscover that's higher than any of my limits 

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Valued Contributor
jsucool76
Posts: 2,621
Registered: ‎12-11-2011

Re: For all my fellow Gardeners....

My first app will probably be for a freedom....I bank with chase so I'm hoping they love me :smileyvery-happy: 

 

Might also app for a PRG since the first AF is free, and possibly a CSP...which is also free the first year, but I would rather pay for a CSP than a PRG...seems like a better deal to me. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Contributor
SoCalBound
Posts: 96
Registered: ‎06-24-2012

Re: For all my fellow Gardeners....

[ Edited ]

CSP and another airline or hotel card or two, unsure of which ones though. Oh and would love a us bank cash+

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Moderator
Revelate
Posts: 4,235
Registered: ‎12-30-2011

Re: For all my fellow Gardeners....

Mortgage :smileyhappy:.

 

Shortly after that BCP, a PC to BOFA's Travel Rewards likely preferred (too useful a card not to have around in my case with travel becoming more likely again at this stage in my career), and likely USAA's Rate Advantage card.... all assuming my scores go up between now and then!


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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