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Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: For those in Garden - A New Hope


armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. :smileysurprised:

 

I guess BCE is easier to get.


just get a Amex Delta Skymiles, after a couple months change it to BCE this is offered you know =)

 

it's a way to sneak in!


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
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Re: For those in Garden - A New Hope

csp and bcp are the only ones that interest me. 

gardening for the long run though. 

 

cant wait to hit a year and hopefully ill get a cli with my freedom. 

if only they considered store cards =/

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
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47%(OUCH!!)
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Amex Zync(Unicorn)
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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: For those in Garden - A New Hope

These are my targeted cards for after refi in June. They are the ones I can use and fit my spending patterns and where I expect to be credit scorewise in 6 months. There are some other outstanding cards that ill not be able to get in June due to deroga on my report.

But with that being said, these cards are generally rated and reviewed highly and I wouldn't hesitate to recommend them to others.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Contributor
Posts: 116
Registered: ‎02-17-2011
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Re: For those in Garden - A New Hope

BCP is my next card. I'm waiting till January to get the extra back dating benefits.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: For those in Garden - A New Hope

I know this thread is supposed to help keep people in the garden, but it sure seems to be tempting some to come out! :smileyvery-happy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: For those in Garden - A New Hope

As with most things, its a doubled edged sword.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
Posts: 697
Registered: ‎03-16-2012
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Re: For those in Garden - A New Hope


distantarray wrote:

armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. :smileysurprised:

 

I guess BCE is easier to get.


just get a Amex Delta Skymiles, after a couple months change it to BCE this is offered you know =)

 

it's a way to sneak in!


cancan you really pc the delta into BCE???

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
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Re: For those in Garden - A New Hope


armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. :smileysurprised:

 

I guess BCE is easier to get.


 

I have one of the BLUE cards, they look AWESOME at first, then wear fast :smileysad:    They're actually mostly clear for those that might not know. 

 

I applied over the phone and the young lady didn't seem to think I'd have a problem getting BCP but I told her the plain "BLUE" was fine, she said I could PC the BLUE to BCP later without a pull after 13 months, or apply for BCP later if I wanted.

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: For those in Garden - A New Hope


kobe2012 wrote:

distantarray wrote:

armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. :smileysurprised:

 

I guess BCE is easier to get.


just get a Amex Delta Skymiles, after a couple months change it to BCE this is offered you know =)

 

it's a way to sneak in!


cancan you really pc the delta into BCE???

yep did it for my dad's


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: For those in Garden - A New Hope

I would do anything to be able to get the CSP and SPG now and not have to garden >:smileyhappy:
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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