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For those in Garden - A New Hope

Established Contributor

Re: For those in Garden - A New Hope


armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. Smiley Surprised

 

I guess BCE is easier to get.


just get a Amex Delta Skymiles, after a couple months change it to BCE this is offered you know =)

 

it's a way to sneak in!


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 11 of 20
Valued Contributor

Re: For those in Garden - A New Hope

csp and bcp are the only ones that interest me. 

gardening for the long run though. 

 

cant wait to hit a year and hopefully ill get a cli with my freedom. 

if only they considered store cards =/

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 12 of 20
Valued Contributor

Re: For those in Garden - A New Hope

These are my targeted cards for after refi in June. They are the ones I can use and fit my spending patterns and where I expect to be credit scorewise in 6 months. There are some other outstanding cards that ill not be able to get in June due to deroga on my report.

But with that being said, these cards are generally rated and reviewed highly and I wouldn't hesitate to recommend them to others.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 13 of 20
Highlighted
Contributor

Re: For those in Garden - A New Hope

BCP is my next card. I'm waiting till January to get the extra back dating benefits.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 14 of 20
Valued Contributor

Re: For those in Garden - A New Hope

I know this thread is supposed to help keep people in the garden, but it sure seems to be tempting some to come out! Smiley Very Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 15 of 20
Valued Contributor

Re: For those in Garden - A New Hope

As with most things, its a doubled edged sword.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 16 of 20
Established Contributor

Re: For those in Garden - A New Hope


distantarray wrote:

armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. Smiley Surprised

 

I guess BCE is easier to get.


just get a Amex Delta Skymiles, after a couple months change it to BCE this is offered you know =)

 

it's a way to sneak in!


cancan you really pc the delta into BCE???

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 17 of 20
Valued Contributor

Re: For those in Garden - A New Hope


armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. Smiley Surprised

 

I guess BCE is easier to get.


 

I have one of the BLUE cards, they look AWESOME at first, then wear fast Smiley Sad    They're actually mostly clear for those that might not know. 

 

I applied over the phone and the young lady didn't seem to think I'd have a problem getting BCP but I told her the plain "BLUE" was fine, she said I could PC the BLUE to BCP later without a pull after 13 months, or apply for BCP later if I wanted.

Message 18 of 20
Established Contributor

Re: For those in Garden - A New Hope


kobe2012 wrote:

distantarray wrote:

armbenderc wrote:

BCE/BCP is so beautiful.

 

I want one really bad. Must stay on target. Would love to get BCP, but I think BCE is easier to get. I want to get approved, not denied. Smiley Surprised

 

I guess BCE is easier to get.


just get a Amex Delta Skymiles, after a couple months change it to BCE this is offered you know =)

 

it's a way to sneak in!


cancan you really pc the delta into BCE???

yep did it for my dad's


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 19 of 20
Valued Contributor

Re: For those in Garden - A New Hope

I would do anything to be able to get the CSP and SPG now and not have to garden >Smiley Happy
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 20 of 20