10-02-2009 02:41 PM
1. Have your rates gone up?
2. What is your current rate?
3. If your rate has increased, have you tried to get them reduced and what were the results?
They probably have, but the only time I use my HD card is with the 0% interest offer over a 12 month period. For this reason, it is not worth the phone call to get the rates lowered.