For those with a BMW Visa

Anonymous · ‎01-09-2017

Got my card today and it won't let me add to Apple Pay. For those who have it, has anyone tried this? It looks like it should because they are listed on Apple's website.

Also... what is their CLI policy? It says a report will be pulled but do we know if it is a soft or hard pull?

Thanks

longtimelurker · ‎01-09-2017

@Anonymous wrote:
Got my card today and it won't let me add to Apple Pay. For those who have it, has anyone tried this? It looks like it should because they are listed on Apple's website.

Also... what is their CLI policy? It says a report will be pulled but do we know if it is a soft or hard pull?

Thanks

I don't have the card so I don't know the specific wording, but any time any issuer refers to a report being pulled/obtained/checked, it means a hard pull. Soft pulls use language more like (from Citi): "A credit bureau report will not be requested"

B335is · ‎01-09-2017

I haven't tried mine with Apple Pay so can't answer you there. CLI are always HP. I don't recall seeing any auto CLI either, but they're good for increasing your limit if you give them a HP.

Anonymous · ‎01-09-2017

It actually says "a credit report will be reviewed"

Anonymous · ‎01-09-2017

Ty @b335is
Do you know if they use TU for CLI like they do for the original app?

Anonymous · ‎01-09-2017

Is their card by BMW financial services?

austinguy907 · ‎01-09-2017

DJ, I suspect you're going to be the guinnea pig for this one. Doesn't seem to be many people around here with the card or apps shown on the CRDB. Might be a good idea to start a BMW thread like my Disco one documenting the nuances of the card and how they work.

Anonymous · ‎01-09-2017

Yes @12....

@austin... good idea. I think one or two had the card back when I applied. But you are right-very little info on this card.

austinguy907 · ‎01-09-2017

Didn't you end up waiting 3 months and 2 pulls just to get in the door?

B335is · ‎01-09-2017

@Anonymous wrote:
@Anonymous @B335is
Do you know if they use TU for CLI like they do for the original app?

99% it will be another TU pull. As with anything credit, it's possible they'd pull another report but unlikely.