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04-08-2017 05:55 AM - edited 04-08-2017 05:56 AM
I don't think I attempted a CLI before the timed offers as part of credit steps.
I do know that my QS1 -> QS -> Venture had to finally be closed. It was grew to and then becamse stuck at 6500 for about a year and every subsequent CLI request was denied. At first, too many inquiries and too low of payment (the card had a 1k balance that I was paying 125+/month on)...so I PIF and then the CLI request denial changed to my credit obligations being too high. So, bye bye Cap1. They served their purpose but the interest rate was brutal and there was clearly going to be no growth.
I'm certainly not against getting a Cap1 card in the future should one appeal to me. Though the idea of getting stuck in a bucket based on your credit profile when opening xyz card, that's somewhat annoying.
04-08-2017 05:59 AM
WOW!! Congrats on your approval and great SL..!!
08-08-2017 07:36 PM
Have you updated your income info? Bf's orchard bank card got an instant 1000 after it had sat at 300 for 9 years, just from updating the info.
08-10-2017 06:41 PM
08-10-2017 08:10 PM
Congrats on the Venture with the super high limit. Good information. My Platinum got product changed to Quicksilver and got my credit steps increase to 750 dollars. I do see Venture in my pre-approval list with Cap One. I will probably get around to taking their 400 hundred dollars one of these days
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