Getting a duns number is free. It might take upto 30 days to get one. Or you can ask them to give you expidited number for which they might charge you $99 or so. As the $499 it is credit builder program to report the trade lines. I would not buy that, it is waste of money.
Also submitted the ford app again with my other company that somehow did have a DnB number, but that company has now been combined with the company I originally tried for, so we will see what they see and what they say! Cross fingers, daddy wants a new ford!
Very odd- You can get a snapshot of your file if you pay 159- I did that last month as I was dupped into paying the 600 builder fee and the 499 credit monitor service to years ago. They are calling me off hte hook to do it again for a low price of 439.00... especially since they have noticed so much activity.... (apping spree)
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35 GOAL 2008- 700s+ new car 2010 BE a first time buyer
If you have duns number you can apply for some thing called eUpdate. It is a feature that allows you to update your company profile. It is free of cost and you can apply for it on D&B website. Once you get login for eUpdate, you can check your D&B file for free any time you want. I have eUpdate and I can check my company file any time I want.