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Fort Knox Federal Credit Union

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BobbyJ
Frequent Contributor

Fort Knox Federal Credit Union

I just got approved for a Fort Knox Platinum Visa Card and it is awesome.  5% cash back on gas and 1.25% cash back on everything else.  And I thought the Penfed  Cashback Visa card was one of the few that didnt rotate the categories.  I am very happy!!!  Starting CL of $2000.  I will take it.

 

The credit card approval was a breeze.  I live in California.  I am a member of PSECU & Navy Fed, but Fort Knox was alot easier and less of a wait to get a product from them.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 1 of 12
11 REPLIES 11
hedgeclipper2
Frequent Contributor

Re: Fort Knox Federal Credit Union

what bureau did they pull to join?  im interested in joining as well

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 2 of 12
BobbyJ
Frequent Contributor

Re: Fort Knox Federal Credit Union

I had my Experian frozen as well as Equifax and they pulled TU which is my highest.  They asked about Experian and I told them it was frozen and they said okay.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 3 of 12
hedgeclipper2
Frequent Contributor

Re: Fort Knox Federal Credit Union

What all was involved in the membership/visa application?  How many days?  Did they ask for proof of income or anything?  I know most CU's aren't instant decision kind of places.

 

thanks!

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 4 of 12
BobbyJ
Frequent Contributor

Re: Fort Knox Federal Credit Union

The membership was$15 and I had to fax them paystubs, soc. security card and drivers license. It only took 2 days for the whole process.  I applied online and received a call from them next day that I was approved pending income and identity verification.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 5 of 12
hedgeclipper2
Frequent Contributor

Re: Fort Knox Federal Credit Union

Awesome, I think I will hold off for a little bit though.  I am flying under the radar because of my new Barclays Travelocity Amex, don't want to rock the boat on that one.

 

But I will certainly be joining and getting the Platinum Visa as soon as my 6 month "probation" period with Barclays is up.

 

EDIT: I forgot to say CONGRATS!

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 6 of 12
FicoScore626
Frequent Contributor

Re: Fort Knox Federal Credit Union

Sounds like a credit union that's hard to get into and hard to get out of...  Smiley Wink

 

 

Sorry. Just had to throw out a lame Fort Knox joke. Smiley Tongue

 

 

Message 7 of 12
BobbyJ
Frequent Contributor

Re: Fort Knox Federal Credit Union

That was a good one Fico!!!!!  LOL

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 8 of 12
BobbyJ
Frequent Contributor

Re: Fort Knox Federal Credit Union

How do you like the Travelocity Amex?  What are the scores needed for that card?  I have a Juniper MC from Barclays with a 0 balance.  Never had any problems with them.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 9 of 12
hedgeclipper2
Frequent Contributor

Re: Fort Knox Federal Credit Union

I have the no AF one.  I love it!  I use Travelocity quite frequently (once to twice a month) and the rewards add up fast.  I have only had the card since December of 2010 and I have already gotten over 13,000 points (including the 5,000 first use bonus).

 

My scores when I got it were in the low low 700's (I think my TU that they pulled was like a 705 at the time).  Less than 10% util, no inq's, a few 30 day lates from 04/08.  Approved for a $4,500 limit at 19.24% (I never carry anyways, so who cares).  Several new accounts from the last 12 months (10 I think).

 

If you aren't approved, just call in a recon, they are very good about that.  I recon'ed my limit up to $5,500 with a 5 minute phone call to a very nice person. BE WARNED though, you can't apply for anything for the next 6 month after you open your account, otherwise they will close it on the spot.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 10 of 12
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