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Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Fort Knox Federal Credit Union

[ Edited ]

I just got approved for a Fort Knox Platinum Visa Card and it is awesome.  5% cash back on gas and 1.25% cash back on everything else.  And I thought the Penfed  Cashback Visa card was one of the few that didnt rotate the categories.  I am very happy!!!  Starting CL of $2000.  I will take it.

 

The credit card approval was a breeze.  I live in California.  I am a member of PSECU & Navy Fed, but Fort Knox was alot easier and less of a wait to get a product from them.

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
0

Re: Fort Knox Federal Credit Union

what bureau did they pull to join?  im interested in joining as well

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My favorite card right now: Barclays Priceline Visa Signature
Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Fort Knox Federal Credit Union

[ Edited ]

I had my Experian frozen as well as Equifax and they pulled TU which is my highest.  They asked about Experian and I told them it was frozen and they said okay.

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
0

Re: Fort Knox Federal Credit Union

What all was involved in the membership/visa application?  How many days?  Did they ask for proof of income or anything?  I know most CU's aren't instant decision kind of places.

 

thanks!

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My favorite card right now: Barclays Priceline Visa Signature
Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Fort Knox Federal Credit Union

The membership was$15 and I had to fax them paystubs, soc. security card and drivers license. It only took 2 days for the whole process.  I applied online and received a call from them next day that I was approved pending income and identity verification.

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
0

Re: Fort Knox Federal Credit Union

[ Edited ]

Awesome, I think I will hold off for a little bit though.  I am flying under the radar because of my new Barclays Travelocity Amex, don't want to rock the boat on that one.

 

But I will certainly be joining and getting the Platinum Visa as soon as my 6 month "probation" period with Barclays is up.

 

EDIT: I forgot to say CONGRATS!

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My favorite card right now: Barclays Priceline Visa Signature
Frequent Contributor
FicoScore626
Posts: 253
Registered: ‎09-01-2009
0

Re: Fort Knox Federal Credit Union

Sounds like a credit union that's hard to get into and hard to get out of...  :smileywink:

 

 

Sorry. Just had to throw out a lame Fort Knox joke. :smileytongue:

 

 

Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Fort Knox Federal Credit Union

That was a good one Fico!!!!!  LOL

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Fort Knox Federal Credit Union

How do you like the Travelocity Amex?  What are the scores needed for that card?  I have a Juniper MC from Barclays with a 0 balance.  Never had any problems with them.

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
0

Re: Fort Knox Federal Credit Union

I have the no AF one.  I love it!  I use Travelocity quite frequently (once to twice a month) and the rewards add up fast.  I have only had the card since December of 2010 and I have already gotten over 13,000 points (including the 5,000 first use bonus).

 

My scores when I got it were in the low low 700's (I think my TU that they pulled was like a 705 at the time).  Less than 10% util, no inq's, a few 30 day lates from 04/08.  Approved for a $4,500 limit at 19.24% (I never carry anyways, so who cares).  Several new accounts from the last 12 months (10 I think).

 

If you aren't approved, just call in a recon, they are very good about that.  I recon'ed my limit up to $5,500 with a 5 minute phone call to a very nice person. BE WARNED though, you can't apply for anything for the next 6 month after you open your account, otherwise they will close it on the spot.

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My favorite card right now: Barclays Priceline Visa Signature

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