My youngest brother (21) recently pulled his CR and discovered a Chase cc that is not his. He "doesn't like talking to people" so he went online to check the status of this card. He learned that the card is in his full name, with his SS#, and two addresses where he does not live. One is for an uncle in another state, and one is our parents'. The phone # listed with this account is a very old number of our great-grandmother (dead for about 9 yrs now). The account was opened in '03 when he was sixteen.
He said it looks like there has been little activity with no balance but it is still open. We are pretty sure we know who did it, another sibling who has serious issues and goes on trial for theft (unrelated to this) in two weeks.
I told him to call Chase and immediately close the account and tell them it is fraud.
What should he do now? He really doesn't want to deal with this but I'm worried it could turn into something really bad.