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Fred Meyer Rewards Master Card...

Established Member

Fred Meyer Rewards Master Card...

This is the response that I got back after applying on-line:

 

Thank you for your interest in the Fred Meyer Rewards® MasterCard®. At this time we are unable to approve your application based on the information you have provided. You will receive additional information on your application request via U.S. Mail in 7-10 days.

Or, you may call 866-258-5845 for more information.This is a Kroger Personal Finance ..but also has a US Bank sticker on it.
I called they said to call back in a day or 2. No bad things on my CRA... EQ 680, EX 712 and TU 728...from USAA mortgage. What do you make of this....a maybe yes, a maybe no, a maybe don´ t know.....would love to hear some ideas.

Starting Score: 650
Current Score: 664
Goal Score: 750


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5 REPLIES
Epic Contributor

Re: Fred Meyer Rewards Master Card...

 


b_baremore wrote:

This is the response that I got back after applying on-line:

 

Thank you for your interest in the Fred Meyer Rewards® MasterCard®. At this time we are unable to approve your application based on the information you have provided. You will receive additional information on your application request via U.S. Mail in 7-10 days.

Or, you may call 866-258-5845 for more information.This is a Kroger Personal Finance ..but also has a US Bank sticker on it.
I called they said to call back in a day or 2. No bad things on my CRA... EQ 680, EX 712 and TU 728...from USAA mortgage. What do you make of this....a maybe yes, a maybe no, a maybe don´ t know.....would love to hear some ideas.

If USbank underwrites it, they use to require at least a 680 credit score, not sure if they have raised this or not... but if you have no negatives and your util is low, I would say you have a good chance of recon.

 

Established Member

Re: Fred Meyer Rewards Master Card...

Thanks for the reply creditaddict. I have no bad things at all..and my util is almost zero. I called and they said that very busy right now to approve my app...call back in a day or 2. I do not have a gas card and from what I have been hearing that the gas prices with this card is worth it alone. We will see. Thanks again.


Starting Score: 650
Current Score: 664
Goal Score: 750


Take the FICO Fitness Challenge
Senior Contributor

Re: Fred Meyer Rewards Master Card...

Not sure how you could have a 680 EQ if no baddies and low uti.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Member

Re: Fred Meyer Rewards Master Card...

Why is that difficult.....no history...


Starting Score: 650
Current Score: 664
Goal Score: 750


Take the FICO Fitness Challenge
Established Member

Re: Fred Meyer Rewards Master Card...

Inquirys are killing me on Equifax


Starting Score: 650
Current Score: 664
Goal Score: 750


Take the FICO Fitness Challenge