No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
@clocktick wrote:Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
DCU!
@daybreakgonesXe wrote:
@clocktick wrote:Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
DCU!
+1
@clocktick wrote:Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
Who do you get EX from ? sorry i can't help you on the Free EQ question.
@Wade64 wrote:
@clocktick wrote:Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
Who do you get EX from ? sorry i can't help you on the Free EQ question.
FNBO if you are in their service area or get pre-app from them, also PSECU if live in PA
@gdale6 wrote:
@Wade64 wrote:
@clocktick wrote:Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
Who do you get EX from ? sorry i can't help you on the Free EQ question.
FNBO if you are in their service area or get pre-app from them, also PSECU if live in PA
I can't get into either of them.
DCU. Also, by requesting a Cap1 CLI online you'll get a document the next day with your EQ FICO although it will be old (anywhere from a few weeks to a month and a half old).
@Wade64 wrote:
@clocktick wrote:Are there any credit cards or credit unions that give you your monthly Equifax FICO? Just wondering because I get TU and EX already. Thanks in advance!
Who do you get EX from ? sorry i can't help you on the Free EQ question.
PSECU - I got in before you had to be a resident. I'll look into DCU, thanks!
Okay, with DCU I see you can donate to different places and become a member. However, receiving the FICO it states, :
How you qualify
You are eligible to receive your free FICO credit score every month that you qualify for Plus or Relationship benefits on your DCU Checking Account.
So to have a Plus or Relationship benefit you need to have at least 2 of the following:
--------
It seems like you cannot receive your FICO unless you obtain all of that. Is this accurate and enforced or do people tend to get it anyway? Any other places to get your EQ FICO?
@clocktick wrote:Okay, with DCU I see you can donate to different places and become a member. However, receiving the FICO it states, :
How you qualify
You are eligible to receive your free FICO credit score every month that you qualify for Plus or Relationship benefits on your DCU Checking Account.
So to have a Plus or Relationship benefit you need to have at least 2 of the following:
- Direct deposit of your net pay, Social Security, or pension to your DCU checking account.
- Receive all your DCU monthly account and loan statements electronically.
- Have an active loan with DCU (e.g. Visa credit card, auto loan, mortgage, equity loan).
--------
It seems like you cannot receive your FICO unless you obtain all of that. Is this accurate and enforced or do people tend to get it anyway? Any other places to get your EQ FICO?
That is correct. You need to have 2 of the options going. I chose e-notices, and since I was denied their VISA I had my employer start DD with just part of my paycheck. The rep at DCU advised that the FICO's will kick in if I have around 500-600 in DD. I had it started then called them immed after my first DD and it kicked in for that month. You'll get the FICO score in your inbox the last Fri of each month. Keep in mind to open membership with them it's a HP and not always immed. Mine took about 3 weeks plus to get set up.