Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 248
Registered: ‎09-04-2008

Free at Last. Free at Last. Thank God, Almighty, I am Free at Last (from Credit One Bank)

In honor of MLK day this week, I have freed myself of my Credit One account. What a nice feeling to know that where Credit One and Orchard were the only ones who would take me just two years ago, I now have several good cards, some with rewards points. Thank you, Credit One, for being a crutch. I had to laugh as I told the CSR that the reason for cancelling the card was because I was no longer in a position where it was worth paying an annual fee for the card, to which she responded with an offer to raise the CL by $100 for a $10 fee. I laughed and said 'no thanks'.
Epic Contributor
Posts: 29,361
Registered: ‎10-23-2007

Re: Free at Last. Free at Last. Thank God, Almighty, I am Free at Last (from Credit One Bank)

congrats, it feels great i know
Senior Contributor
Posts: 4,322
Registered: ‎05-01-2008

Re: Free at Last. Free at Last. Thank God, Almighty, I am Free at Last (from Credit One Bank)

Congrats!!!  I just freed myself of my Credit One card in November...the same day I got my approval for a 10k card from Nationwide!


Now THAT  is what I call freedom!!  Cheers!!!! Smiley Happy

Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

New Contributor
Posts: 62
Registered: ‎12-25-2009

Re: Free at Last. Free at Last. Thank God, Almighty, I am Free at Last (from Credit One Bank)


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.