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Regular Contributor
SantaMar
Posts: 117
Registered: ‎03-04-2012
0

Free credit report once a year?!

I can contact each of the three credit agencies an get my report for free but how will I get my actual score?! If I pay for a service that won't count as an inquiry correct? I want to get a couple new cards but I want to calculate my applications....I want to see what the lender sees lol
Contributor
VWTUNER
Posts: 75
Registered: ‎11-12-2012
0

Re: Free credit report once a year?!

Apply Wally card to get FIco 08 report. Or subscribe to score watch here and cancel before trial period is over
current cards
WM store
Cap1 platinum
WF secured
Amazon Chase :smileyhappy:
Gardening since 12/20/2012
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Free credit report once a year?!

The walmart card only provides the FICO score no report.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
VWTUNER
Posts: 75
Registered: ‎11-12-2012
0

Re: Free credit report once a year?!

I meant score.
current cards
WM store
Cap1 platinum
WF secured
Amazon Chase :smileyhappy:
Gardening since 12/20/2012
Community Leader
Senior Contributor
myjourney
Posts: 26,347
Registered: ‎02-07-2013
0

Re: Free credit report once a year?!


SantaMar wrote:
I can contact each of the three credit agencies an get my report for free but how will I get my actual score?! If I pay for a service that won't count as an inquiry correct? I want to get a couple new cards but I want to calculate my applications....I want to see what the lender sees lol

Correct it will not count against you

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,464
Registered: ‎10-02-2012
0

Re: Free credit report once a year?!

My family does there score watching with Equifax.com its very easy to manage and also give you the optipn to purchase EQ FICO score. 

Valued Member
Nocturnal
Posts: 55
Registered: ‎09-29-2011
0

Re: Free credit report once a year?!

I use WalMart where I get my TU FICO and then I just signed up with USAA's credit monitoring premium which gives me all three FAKO scores as well as my credit report.  It's good enough for me.

Gardening as of 02/24/2013

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