@LexieCat wrote:I recently transfered the balance on my Simmons First card to a zero percent BT card. I like keeping the Simmons card (with its paltry $6k CL) because I can transfer any other balance there, with NO fee and the regular interest rate is only 7.25 percent.
Long story, but I wound up buying two sets of three tickets for Bette Midler next year, one set of three for Philadelphia and one set of three for DC. These were Amex presale tickets, so they had to go on my Amex card (which is 17.24 percent). I wanted to jump on good seats, but was still working out with my friends which date we could all make (hence the two sets of tickets). So when the dust settled there was about $1800 charged on my previously paid-off Amex card. My friends will pay their share of the tickets we actually use, but I want to try to resell the others, and not sure how long it will take for me to sell them.
So I got on the phone and transferred my $1800 balance (which won't have payment due till mid-December) to my Simmons card. I expect to sell the tickets within a month or two, so the interest even on Amex wouldn't be that much, but this way I'll save a bit.
Just happy I have my little Simmons card. Yeah, they are a bit old-fashioned, everything is done by hand, but they have these really sweet CSRs who talk to you in a lovely Southern accent, and who are very helpful (though limited in what they can do re CLIs etc.). Can't beat them for a low-interest BT whenever you NEED to put something on one of those higher-interest cards that you want to stretch out for a couple of months.
Next time you talk to Simmons, I suggesting singing a rousing chorus of "Wind Beneath My Wings" as a thank-you. 
@SunriseEarth wrote:
@LexieCat wrote:I recently transfered the balance on my Simmons First card to a zero percent BT card. I like keeping the Simmons card (with its paltry $6k CL) because I can transfer any other balance there, with NO fee and the regular interest rate is only 7.25 percent.
Long story, but I wound up buying two sets of three tickets for Bette Midler next year, one set of three for Philadelphia and one set of three for DC. These were Amex presale tickets, so they had to go on my Amex card (which is 17.24 percent). I wanted to jump on good seats, but was still working out with my friends which date we could all make (hence the two sets of tickets). So when the dust settled there was about $1800 charged on my previously paid-off Amex card. My friends will pay their share of the tickets we actually use, but I want to try to resell the others, and not sure how long it will take for me to sell them.
So I got on the phone and transferred my $1800 balance (which won't have payment due till mid-December) to my Simmons card. I expect to sell the tickets within a month or two, so the interest even on Amex wouldn't be that much, but this way I'll save a bit.
Just happy I have my little Simmons card. Yeah, they are a bit old-fashioned, everything is done by hand, but they have these really sweet CSRs who talk to you in a lovely Southern accent, and who are very helpful (though limited in what they can do re CLIs etc.). Can't beat them for a low-interest BT whenever you NEED to put something on one of those higher-interest cards that you want to stretch out for a couple of months.
Next time you talk to Simmons, I suggesting singing a rousing chorus of "Wind Beneath My Wings" as a thank-you.
Heh, I'll ask Bette to dedicate that number to Simmons.
@Anonymous wrote:
@Anonymous wrote:
@LexieCat wrote:
Long story, but I wound up buying two sets of three tickets for Bette Midler next year, one set of three for Philadelphia and one set of three for DC. These were Amex presale tickets, so they had to go on my Amex card (which is 17.24 percent). I wanted to jump on good seats, but was still working out with my friends which date we could all make (hence the two sets of tickets). So when the dust settled there was about $1800 charged on my previously paid-off Amex card. My friends will pay their share of the tickets we actually use, but I want to try to resell the others, and not sure how long it will take for me to sell them.
Bette Midler's still alive?!? Wow. And even so, you really think she has a voice worth listening to? Wow, when they say there are suckers everywhere, they might be right...
I knew it was coming. This time, and this time only do you get kudos.
I thought she died at the end of "The Rose" ?
I remember watching "The Rose". I was hung over and sick & watched it on the hotel room TV while at spring break from college in Ft Lauderdale. I've always had an odd connection to that movie, since she died of an overdose in the movie and I felt like I almost died of one watching it.The year was 1978. Lol, Bette has to be old now, I'm old........
+
850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP