Freedom Benefits nerfed 2016?

Makersmark23 · ‎05-11-2015

heres the article I came across. Don't know if this is old news or not.

http://www.valuepenguin.com/2014/08/chase-reducing-freedom-credit-card-benefits-2016

[img]http://s26.postimage.org/vht4qanid/Sallie_Mae_WMC.jpg[/img]

thelethargicage · ‎05-11-2015

Old news.

Anonymous · ‎05-11-2015

Not old news to me, thanks.

If I'm understanding right, the two big changes are 1) removal of 10% annual bonus (I've had the card for years, never knew about this, so I'll survive) and 2) no more bonus for booking travel through UR. #2 If someone has a CSP, they can still transfer and get that, right? (As that was something I was starting to consider.)

barthooper · ‎05-11-2015

Maybe they'll bump the signing bonus more this fall in anticipation of these changes.

NRB525 · ‎05-11-2015

Perhaps it is old news, however so is the AMEX 3X CLI, and questions still abound to try to clarify situations. Also questions about how to avoid interest charges, whether to carry a balance, clarification of features on various cards...

Nothing wrong with posting a specific reference to clarify information.

I am hopeful that the 10-points-per-swipe feature and 10% points per swipe with Chase checking are remaining, but will have to see how the card posts in 2016.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

kdm31091 · ‎05-11-2015

@NRB525 wrote:
Perhaps it is old news, however so is the AMEX 3X CLI, and questions still abound to try to clarify situations. Also questions about how to avoid interest charges, whether to carry a balance, clarification of features on various cards...

Nothing wrong with posting a specific reference to clarify information.

I am hopeful that the 10-points-per-swipe feature and 10% points per swipe with Chase checking are remaining, but will have to see how the card posts in 2016.

Exactly. There are 3-5 threads about Amex 3x on a daily basis it seems!

This news is not brand new but eh, it's still nice to see a different thread!

mitchblue · ‎05-11-2015

I didn't know about it either so thanks for posting..

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)

EdMan63 · ‎05-12-2015

Being a relatively new Freedom card holder, I was not aware of these changes. Thanks for posting.

takeshi74 · ‎05-12-2015

@Makersmark23 wrote:
heres the article I came across. Don't know if this is old news or not.

http://www.valuepenguin.com/2014/08/chase-reducing-freedom-credit-card-benefits-2016

The 2014/08 in the URL is a clue.

Makersmark23 · ‎05-12-2015

I saw that, but seeing as there's some who didn't know, I guess there's some value to the information.

[img]http://s26.postimage.org/vht4qanid/Sallie_Mae_WMC.jpg[/img]