Hello! First post here...
Last month, I received my Chase Freedom card. My requested $900 BT was only approved for $400, and my starting CL was a measly $500. Needless to say, my utilization shot through the roof (old card still reporting pre-BT balance, plus 80% util on the Freedom card). So I called lending services tonight to ask for an increase (customer service had denied me previously). It cost me an inquiry, but 5 minutes and a few questions later, I was approved for a $2000 CL! The lady was very nice...she was understanding that I didn't want my util to be so high which is why she gave me that extra cushion should I want to transfer my remaining balance.
...Meanwhile, I'm awaiting recon from Citi for ThankYou Preferred. I had faxed in an updated credit report July 16th (they didn't "receive" it til the 21st!!?!?). Each day I call the automated status update to hear "pending further processing." Oh bother.
EX 685
TU 685
TU 694
CK 650 (HA! Oh CreditKarma...)
Starting Score: 608 (2015) 
Wow congrats! And about your citi card you just applied for.. I'm interested in applying for that card as well. What were your scores and inquires and age of accounts when you applied?
My CK was ~667 and AAoA was 2 years (student loan + 1 other credit card). Inq were about 7. They said their system was down over the weekend and said I should have a decision by this weekend.
Sounds good, keep us updated on the decision is.
Declined for too few references and too many accounts with balances. I'll pay them off this week, reapply in a month or two, and see what happens.
Damn that sucks. Or just try to recon before 90 days, they might change their decision.
Indeed frusturating especially after weeks of waiting :/ I was thinking about sending in copies of my statements and a new credit report showing those balances paid, but haven't decided!