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Freedom CLI on Recon; Approved for CSP earlier this week.

Frequent Contributor

Freedom CLI on Recon; Approved for CSP earlier this week.

I just wanted to do another shout out for Chase.  After receiving a CSP for $5000 on recon earlier this week, I decided to try my luck with the executive offices for a CLI.  Apparently, they do not handle CLIs, however, they spoke to the CLI department and advised that I might need to be transferred back for a recon.  I was very upset that they do a HP for each separate request, but I was assurred that they would in all likelihood be able to recon a CLI since I'd been granted a CSP earlier this week.

 

They asked how much I wanted; I asked for $7500, knowing my highest card right now is Home Depot at $7200.  I was bumped to pending, send back to recon, and after answering a few questions (primary reason for wanting new card, how long at job, rent or own, how much is my mortgage payment ) I was put on hold for 3 minutes and Bruce came back and stated that I was apprioved for $7500!  I have to be honest here and say that my first thought was that I should have asked for more, but then I thought, why the heck would I ever need more than the amount I have been given this week?!? Considering that my Chase was $1,000 for YEARS and was only just recently increased by $500 to $1500, I think I did pretty well. ( But it did cross my mind that I should have gone for $10,000!)

 

I also wanted to mention that the CLI department wanted my entire household income, which was very odd to me, because the recon department had stated earlier in the week that they wanted only MY income.   

 

Anyway, I am posting because this board has been a great source of information for me while I was deciding whether to pull the trigger.   I am upset that they had to do TWO pulls, but since I app once every two years or so, I figured they are close together, and so I am semi ok with it.  Really, that is the only issue O have with Chase; they are a bit rigid about their pulls.  They also don't budge much on their APR policies...they review every six months and decide from there.  

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

4 REPLIES
Established Contributor

Re: Freedom CLI on Recon; Approved for CSP earlier this week.

Congratulations!!  I'm guessing you already have a Chase checking account so you get the extra cash benefits?  I think it's referred to as the 10/10 (or something like that?).

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor

Re: Freedom CLI on Recon; Approved for CSP earlier this week.

That's awesome...congrats!!!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Regular Contributor

Re: Freedom CLI on Recon; Approved for CSP earlier this week.

Very very nice, that's a great combo.

 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Established Member

Re: Freedom CLI on Recon; Approved for CSP earlier this week.

I love Chase! Congrats. I'm going to app for that CSP in April 2013.

Starting Score: EQ 656 EXP696 TU 677
Current Score: EQ 656 EXP696 TU 677
Goal Score: 760


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