08-04-2012 01:14 PM
I just wanted to do another shout out for Chase. After receiving a CSP for $5000 on recon earlier this week, I decided to try my luck with the executive offices for a CLI. Apparently, they do not handle CLIs, however, they spoke to the CLI department and advised that I might need to be transferred back for a recon. I was very upset that they do a HP for each separate request, but I was assurred that they would in all likelihood be able to recon a CLI since I'd been granted a CSP earlier this week.
They asked how much I wanted; I asked for $7500, knowing my highest card right now is Home Depot at $7200. I was bumped to pending, send back to recon, and after answering a few questions (primary reason for wanting new card, how long at job, rent or own, how much is my mortgage payment ) I was put on hold for 3 minutes and Bruce came back and stated that I was apprioved for $7500! I have to be honest here and say that my first thought was that I should have asked for more, but then I thought, why the heck would I ever need more than the amount I have been given this week?!? Considering that my Chase was $1,000 for YEARS and was only just recently increased by $500 to $1500, I think I did pretty well. ( But it did cross my mind that I should have gone for $10,000!)
I also wanted to mention that the CLI department wanted my entire household income, which was very odd to me, because the recon department had stated earlier in the week that they wanted only MY income.
Anyway, I am posting because this board has been a great source of information for me while I was deciding whether to pull the trigger. I am upset that they had to do TWO pulls, but since I app once every two years or so, I figured they are close together, and so I am semi ok with it. Really, that is the only issue O have with Chase; they are a bit rigid about their pulls. They also don't budge much on their APR policies...they review every six months and decide from there.
08-04-2012 01:21 PM
Congratulations!! I'm guessing you already have a Chase checking account so you get the extra cash benefits? I think it's referred to as the 10/10 (or something like that?).
08-04-2012 05:48 PM
08-04-2012 06:16 PM
Very very nice, that's a great combo.
08-05-2012 08:18 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.