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Regular Contributor
Posts: 243
Registered: ‎08-20-2010

Freedom, Discover, Blue Cash

A quarterly 5% bonus category for grocery stores seems surprisingly hard to come by. If I remember correctly, Discover More used to have it, but some time ago reduced the offering to one month or two per year. Did Freedom ever have groceries as a quarterly category? I'm shocked not seeing it anywhere. Love the grocery percentages of BCE/BCP, but aside from brand-name merchandise and gift cards it's strictly cash back, not Membership Rewards points or any other form of redeeming for airline tickets?

The only way to enjoy anything in this life is to earn it first
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013

Re: Freedom, Discover, Blue Cash

I don't believe I've ever heard Freedom or Discover having grocery as their 5% category. As for BCP/BCE - the "CASH" part in the card pretty much sums up their main reward. MR or other travel points are from their other cards.

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Freedom, Discover, Blue Cash

IT and Freedom, ime, never do 5% on groceries.
BCP has 6% on groceries, but also has a $75 AF, :-(
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,333
Registered: ‎07-07-2013

Re: Freedom, Discover, Blue Cash

[ Edited ]
I shop @ Walmart n Costco a lot for groceries, especially Costco, which are not included in BCE/BCP for its rewards. So BCE/BCP are not for me. TrueEarnings is a much better option in my case. I also use USAA Amex a lot, which gives me 2 pts/dollar for gas n groceries. I love Freedom n it cards. Their customer services are awesome!
Valued Contributor
Posts: 2,499
Registered: ‎04-04-2013

Re: Freedom, Discover, Blue Cash

[ Edited ]

Sounds like you want the Sallie Mae World Mastercard. The only negative is that the monthly caps are kinda low. Of course, if your married, both you and your spouse could get the card, and make one of you an authorized user of the other's card, to increase your savings.


5% on Groceries capped @ $250/month

5% on Gas Stations capped @ $250/month

5% on Book Stores capped @ $750/month

1% everything else



Valued Contributor
Posts: 1,655
Registered: ‎05-17-2013

Re: Freedom, Discover, Blue Cash

I like that sallie Mae Mastercard but that seems like a lot to worry about how much u are spending with those low cap limits.
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Super Contributor
Posts: 11,446
Registered: ‎04-22-2013

Re: Freedom, Discover, Blue Cash

Depending on where you shop, you might be able to get gift cards to that store, so assuming you spend more than $250 on groceries, every month buy a $250 gift card, use it till it runs out and then switch to your normal card(s).   Or to raise less questions, buy the card after your first purchase each month, so the amounts vary.

Citi: Forward, AA Select Plat, Double Cash, Dividend. Chase: Amazon, Freedom, CSP. Cap One: 2 x QS. Penfed 2x Plat Rewards. US Bank: Cash Plus. Barclays: Arrival, SM. Amex: BC, BCE, ED. Nasa FCU. Ebates, FIA Fidelity Amex, Discover IT Miles.

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