Reply
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Freedom Master Card version


LesWH wrote:

dabolts_619 wrote:
I have the visa can you change to MasterCard?? Or would I have to apply for MasterCard version??

Yes you can.  I changed my Freedom Visa to Freedom Mastercard with no problem at all.  No new tradeline or anything.


Did you do that immediately after applying, before the Visa reported? I'm just wondering how it would appear without it being a new TL. Do they replace the Visa on the reports with the MC?


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Freedom Master Card version

I got a reply from them. Here is the reply:

 


Upon review, I regret to inform you that the option to
change your card to a MasterCard World card is
unavailable. I apologize for any inconvenience this may
cause you.

 

 

Ron.

Valued Contributor
lg8302ch
Posts: 2,971
Registered: ‎11-13-2012
0

Re: Freedom Master Card version

[ Edited ]
@ Ron1
would be interesting to know what they need to approve. did they mention what they are looking for? you have 13 months or not?
FICO® EQ 800 (as of today) - TU 778 (10/28) * Fako EX 803 (11/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Freedom Master Card version


lg8302ch wrote:
@ Ron1
would be interesting to know what they need to approve. did they mention what they are looking for? you have 13 months or not?

I've had Chase Freedom MC since 2004. I don't know they're looking for. They simply told me it is not option. 

 

 

Ron.

Valued Contributor
lg8302ch
Posts: 2,971
Registered: ‎11-13-2012
0

Re: Freedom Master Card version

thanks Ron..will try together with my CSP app next year but I guess I know the answer already if an account of 2004 is not eligible. I would call back door and ask for reason and maybe they can approve you. Emails are probably just answered by regular csr? good luck if you try
FICO® EQ 800 (as of today) - TU 778 (10/28) * Fako EX 803 (11/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Freedom Master Card version


lg8302ch wrote:
thanks Ron..will try together with my CSP app next year but I guess I know the answer already if an account of 2004 is not eligible. I would call back door and ask for reason and maybe they can approve you. Emails are probably just answered by regular csr? good luck if you try

You're welcome. I was thinking the same thing. I'm going to call them tomorrow.

 

 

Ron.

Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Freedom Master Card version


yellowcake wrote:
What kind of changes? How do you know?

I can't say just yet. I'll post once the announcement is made. I don't think the final decision has been made and the changes may not affect many people.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Freedom Master Card version


Ron1 wrote:

bribro wrote:

Ron1 wrote:

I don't think they have World MC/ Elite World MC. They have Visa Signature Card.

 

 

Ron.


There is a Freedom World MC version (I have it - it says "WORLD" above the MC logo on the front of the card). There is no World Elite version though.

 

There may be some changes to the Freedom card announced today or tomorrow.


Really ??? How did you get it?

 

 

Ron.


It's a joint card with my girlfriend that she originally got many years ago. Not sure on the policies of upgrading a regular MC to World MC. If I find out, I'll let you know.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Super Contributor
Ron1
Posts: 5,337
Registered: ‎05-23-2009
0

Re: Freedom Master Card version


bribro wrote:

Ron1 wrote:

bribro wrote:

Ron1 wrote:

I don't think they have World MC/ Elite World MC. They have Visa Signature Card.

 

 

Ron.


There is a Freedom World MC version (I have it - it says "WORLD" above the MC logo on the front of the card). There is no World Elite version though.

 

There may be some changes to the Freedom card announced today or tomorrow.


Really ??? How did you get it?

 

 

Ron.


It's a joint card with my girlfriend that she originally got many years ago. Not sure on the policies of upgrading a regular MC to World MC. If I find out, I'll let you know.


Thanks. :smileyhappy:

 

 

Ron.

Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Freedom Master Card version


tinuviel wrote:

LesWH wrote:

dabolts_619 wrote:
I have the visa can you change to MasterCard?? Or would I have to apply for MasterCard version??

Yes you can.  I changed my Freedom Visa to Freedom Mastercard with no problem at all.  No new tradeline or anything.


Did you do that immediately after applying, before the Visa reported? I'm just wondering how it would appear without it being a new TL. Do they replace the Visa on the reports with the MC?


I actually had the Visa for a few months before changing, and it had reported to the bureaus.    They replaced the Visa information(account number) with the MC information(account number) but kept the open date, etc. the same.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014







myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}