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Frequent Contributor
Posts: 273
Registered: ‎01-01-2013
0

Freedom Visa to Mastercard

I got my chase freedom card in the mail today and I figure I might as well call in and see if I could change to the mastercard version. Of course, I wasn't able to get them to change, nothing ever go smooth for me. However, I got a much of mix answers. One CS person said that "as of right now you are not able to pc," another person said, "maybe try back in a couple of months", then I asked to talk to someone higher up. He transfers me to the lenders department and she said that "I can't change until I have established a year of history with them." One thing is that they all seem to believe that there's a option online when you apply for the card. I had to point out that it wasn't there, then she said oh the mastercard version is not available, then put me on hold and said yes it was available but you still can't get it. For those of you who were able to change to MC version please chip in on how you done it. Thanks

 

On the good side, my approval equifax score was 729! 

 

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Regular Contributor
Posts: 135
Registered: ‎10-03-2011
0

Re: Freedom Visa to Mastercard

Any particular reason you want MC rather than Visa?

Regular Contributor
Posts: 126
Registered: ‎04-21-2013
0

Re: Freedom Visa to Mastercard

I did it, but the card had been open for 18 months.

Chase Freedom 4.5k | Barclaycard Sallie Mae 5k | Citi Double Cash 5.9k | Citi Forward 8k | US Bank REI 9.5k | US Bank Cash+ 9.5k | Discover It 9.8k | BOA Better Balance Rewards 10k | Fidelity AMEX 11.1k | FNBO Amex 14k | Lowes 25k | Amex BCP 25k | Chase Ritz-Carlton 30k
Frequent Contributor
Posts: 387
Registered: ‎06-15-2013
0

Re: Freedom Visa to Mastercard

I know that Chase doesn't let you PC if you haven't had the card for less than a year. I'm trying to switch from the Sapphire to the Freedom bc I've found that points cards are useless for me.
AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Freedom Visa to Mastercard

In general, you're supposed to have a Chase card open for 12 months before requesting a product change.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Frequent Contributor
Posts: 387
Registered: ‎06-15-2013
0

Re: Freedom Visa to Mastercard

Sorry, I meant "if you've had the card for less than a year..."
AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Re: Freedom Visa to Mastercard

I think the general consensus is that it needs to be open for 13 months before eligible for conversion to MC, or  upgrade  to Signature.  I called last week to get my Freedom converted to Signature, and CS said i could convert to Freedom MC or Slate.  So, after going thru EO today, they are working on conversion to Signature for me.

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 46.5k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2k
Established Contributor
Posts: 1,010
Registered: ‎09-19-2012
0

Re: Freedom Visa to Mastercard

I asked, out of curiosity, if it was possible to switch the payment network from Visa to MC.  They gave me the standard "You have to wait a year" response, so I said I wasn't doing a PC since it would still be a Freedom and that when I applied I wasn't given the choice between Visa and MC.  They lady said she'd put it in a request, and lo and behold it worked.

Valued Contributor
Posts: 1,972
Registered: ‎01-24-2012
0

Re: Freedom Visa to Mastercard

I just sent a message online and said that I was curious if I could have the card switched to the MasterCard network instead of Visa. I was told it was escalated and in about one week the new MasterCard Freedom arrived. The account was open for maybe two or three months when I asked.

Frequent Contributor
Posts: 273
Registered: ‎01-01-2013
0

Re: Freedom Visa to Mastercard


thelethargicage wrote:

I asked, out of curiosity, if it was possible to switch the payment network from Visa to MC.  They gave me the standard "You have to wait a year" response, so I said I wasn't doing a PC since it would still be a Freedom and that when I applied I wasn't given the choice between Visa and MC.  They lady said she'd put it in a request, and lo and behold it worked.


How long did you have your account? I told them the samething that I was not pcing to another product just network. They still say no.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
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