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Freedom Visa to Mastercard

New Member

Re: Freedom Visa to Mastercard

I applied for the Freedom Visa card on the 8th of this month and was instantly approved. I originally wanted the Mastercard version but the Mastercard website didn't have the Freedom card. Anyways, after I was instantly approved, I called Chase's CSR immediately and told them that I wanted the Mastercard version. The CSR said something along the line of "I'll leave a note for your request to change the Freedom Visa to Freedom Mastercard. Your card wasn't processed yet so you're not in any danger of receiving the Visa version". Great! I thought, until my card arrived and as it turned out, they sent me a Visa version. Bummed out, I decided to activate the card anyway and create a Chase account. When I logged it, it showed that I have two Freedom cards. Three days later, the Freedom Mastercard arrived. 

 

P.S. @CredittotheMax, how did you get your approval equifax score? I was looking for a score in the approval letter but nothing :\

Message 11 of 24
Frequent Contributor

Re: Freedom Visa to Mastercard


ngoaa714 wrote:

I applied for the Freedom Visa card on the 8th of this month and was instantly approved. I originally wanted the Mastercard version but the Mastercard website didn't have the Freedom card. Anyways, after I was instantly approved, I called Chase's CSR immediately and told them that I wanted the Mastercard version. The CSR said something along the line of "I'll leave a note for your request to change the Freedom Visa to Freedom Mastercard. Your card wasn't processed yet so you're not in any danger of receiving the Visa version". Great! I thought, until my card arrived and as it turned out, they sent me a Visa version. Bummed out, I decided to activate the card anyway and create a Chase account. When I logged it, it showed that I have two Freedom cards. Three days later, the Freedom Mastercard arrived. 

 

P.S. @CredittotheMax, how did you get your approval equifax score? I was looking for a score in the approval letter but nothing :\


It was in the approval letter on the very bottom of the page that said your credit limit and cash advance.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 12 of 24
New Contributor

Re: Freedom Visa to Mastercard


CredittotheMax wrote:

I got my chase freedom card in the mail today and I figure I might as well call in and see if I could change to the mastercard version. Of course, I wasn't able to get them to change, nothing ever go smooth for me. However, I got a much of mix answers. One CS person said that "as of right now you are not able to pc," another person said, "maybe try back in a couple of months", then I asked to talk to someone higher up. He transfers me to the lenders department and she said that "I can't change until I have established a year of history with them." One thing is that they all seem to believe that there's a option online when you apply for the card. I had to point out that it wasn't there, then she said oh the mastercard version is not available, then put me on hold and said yes it was available but you still can't get it. For those of you who were able to change to MC version please chip in on how you done it. Thanks

 

On the good side, my approval equifax score was 729! 

 


I called and asked to be switched from VISA to the M/C version and they said they put in the request.  That was at the 3 month mark and my cards arrived within a week. No bigge.  I added an Amazon VISA 3 months later.

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Message 13 of 24
Frequent Contributor

Re: Freedom Visa to Mastercard

I just sent a secure message, lets hope something good is gonna come out of it.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 14 of 24
Frequent Contributor

Re: Freedom Visa to Mastercard

Just logged in today and I have two freedom accounts. Looks like I might recieve my freedom MC next week! Smiley Very Happy

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 15 of 24
New Member

Re: Freedom Visa to Mastercard

Congrats! The insignificant downside, for me at least, was that the Mastercard card is somewhat more dull (in terms of reflectiveness) than the Visa version. Smiley Indifferent

Message 16 of 24
Frequent Contributor

Re: Freedom Visa to Mastercard

Really? Im gonna have to see when i get it

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 17 of 24
Valued Contributor

Re: Freedom Visa to Mastercard


bribro wrote:

In general, you're supposed to have a Chase card open for 12 months before requesting a product change.


This is true as confirmed in branch via personal banker and the credit analyst line.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 18 of 24
Valued Contributor

Re: Freedom Visa to Mastercard


CredittotheMax wrote:

Just logged in today and I have two freedom accounts. Looks like I might recieve my freedom MC next week! Smiley Very Happy


Wow, maybe they did change something. Congrats.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 19 of 24
Established Contributor

Re: Freedom Visa to Mastercard

So to understand, people prefer the mastercard over the visa because its prettier????


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 20 of 24