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Valued Contributor
Swapmeet
Posts: 1,331
Registered: ‎11-10-2012

Freedom bs $300 cli with hp. This aggression will not stand!

I reached my six month mark on my freedom card, so I called for a cli. The csr let me know it would be a hp, which I already knew, but then she asked me if I wanted a particular credit limit or if I wanted to leave it open and see how much I can get approved for. I opted to leave it open. The customer service rep came back after a brief hold and told me it was approved for a $300 cli. I was immediately a bit disgruntled, and asked if there was any way to get a recon or anything. She basically said that I was approved, so there is nothing to recon. 

So I called the executive office and said that it was a little bit insulting to waste a hp on a 300 dollar cli. She took my information and said that she would research it and get back to me within two business days. When she did, she asked me how much I was interested in increasing my cl to. I told her 4500-5k because I didn't want to push my luck too much -- including my $300 cli, my limit was at 2600. She called me back the next day and said that my new cl was 5k. Success....Once again, persistence breaks resistance.

 

Swap

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
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Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: Freedom bs $300 cli with hp. This aggression will not stand!

Congrats 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
09Lexie
Posts: 24,559
Registered: ‎09-13-2012

Re: Freedom bs $300 cli with hp. This aggression will not stand!

Valued Contributor
Swapmeet
Posts: 1,331
Registered: ‎11-10-2012

Re: Freedom bs $300 cli with hp. This aggression will not stand!


09Lexie wrote:
Swap! You've been missed.

Congrats on your cli

Lexie! what's up girl? I am sorry that I have been so scarce, but I see that you still a nice little seedling.....lol, jk. I am too....as you can deduce from this thread. Anyway, I am thinking about applying for the last credit card that I am currently interested in (it)....then seriously gardening for a while..... I am on the fence.

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
New Contributor
jboy1972
Posts: 80
Registered: ‎05-01-2013

Re: Freedom bs $300 cli with hp. This aggression will not stand!

Awesome! Almost double your limit...I would've been disappointed with 300 too. Congrats on the recon.
NFCU Flag Visa Sig $11k *| AMEX BCE $12.3k*| Discover It $5k *| Citi TY Preferred $3.5k *| Chase Freedom Visa $1k *|
| Lowe's $10k *| Bank of Hawaii Rewards Platinum Visa $7.8k *| Hawaii USA FCU Platinum Visa 3k *| Firestone 2.2k *|

FICO EQ- 747 (7/07/13) FICO EX -752 (8/07/13) FICO TU -751 (8/07/13)
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Freedom bs $300 cli with hp. This aggression will not stand!

Nice CL!! CONGRATS!

 

I'm tempted to call and complain about their dispute process. It's horrible. They may have nice CSRs but in an event that your are receiving unauthorized charges on your account...you won't be getting a credit for some time.

The truth is out there...
FICO scores: 740 (EQ) 738 (EX) 750 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
New Contributor
mjnierva23
Posts: 57
Registered: ‎08-18-2012

Re: Freedom bs $300 cli with hp. This aggression will not stand!

Congrats
Valued Contributor
Swapmeet
Posts: 1,331
Registered: ‎11-10-2012

Re: Freedom bs $300 cli with hp. This aggression will not stand!


maiden_girl wrote:

Nice CL!! CONGRATS!

 

I'm tempted to call and complain about their dispute process. It's horrible. They may have nice CSRs but in an event that your are receiving unauthorized charges on your account...you won't be getting a credit for some time.


I am sorry to hear that. Chase has been pretty decent to me....but our relationship is still new.... Good luck with your quest.

My Wallet: WalMart: ||15k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Freedom bs $300 cli with hp. This aggression will not stand!


Swapmeet wrote:

maiden_girl wrote:

Nice CL!! CONGRATS!

 

I'm tempted to call and complain about their dispute process. It's horrible. They may have nice CSRs but in an event that your are receiving unauthorized charges on your account...you won't be getting a credit for some time.


I am sorry to hear that. Chase has been pretty decent to me....but our relationship is still new.... Good luck with your quest.


Thanks! I've been a Chase customer for years. Only recently a Chase credit card holder. The torture!! LOL.

The truth is out there...
FICO scores: 740 (EQ) 738 (EX) 750 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Moderator
09Lexie
Posts: 24,559
Registered: ‎09-13-2012

Re: Freedom bs $300 cli with hp. This aggression will not stand!


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