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Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Freedom: how many points are you getting?

Having just got the CSP, mainly for the bonus, I was thinking about the Freedom as a point source, but it still looks pretty meagre to me.   So, those with this card, how much points/cashback are you seeing?  Do you max out each quarter?

Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Freedom: how many points are you getting?


bs6054 wrote:

Having just got the CSP, mainly for the bonus, I was thinking about the Freedom as a point source, but it still looks pretty meagre to me.   So, those with this card, how much points/cashback are you seeing?  Do you max out each quarter?


if you have a chase checking account its more beneficial.. 

 

i dont max out whatsoever, i usually see anywhere from 25-75 dollars a month, depending on spend.    

like last quarter i loaded my starbucks gold card a few times. (100 each)   (i personally probably spent more then half myself, but i also got drinks for coworkers etc.. and they gave me cash) 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Freedom: how many points are you getting?

Bumping as I know there are more Freedom users out there!

 

I am just interested in the potential of Freedom for UR points.  As creditnocash says, a checking account can boost (by 10% once grandfathering disappears) the points somewhat, but what base are people seeing today.

 

 

 

 

Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009

Re: Freedom: how many points are you getting?

Maxed out last quarter.  I'll make a trip to Lowes sometime this quarter and buy some gift cards to max out.  Don't remember what the options are the rest of the year.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Freedom: how many points are you getting?

I have chase checking. Do I get some kind of bonus for my freedom? Do I have to activate or sign up?

I just got it this quarter, last week to be exact. I have spent about 600 on restaurants on that card now :smileyvery-happy: if only they can increase the cap to 6000 total across all sections, rather than just 1500 per quarter. I can easily max out the restaurants and amazon shopping.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Moderator
09Lexie
Posts: 24,400
Registered: ‎09-13-2012

Re: Freedom: how many points are you getting?

I just got my card about 2-1/2 weeks ago. Thinking about opening up a checking account but not sure if it will be worth it. So far, I have put about $500 on the card. I'll update my info regarding the points.
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Freedom: how many points are you getting?


enharu wrote:
I have chase checking. Do I get some kind of bonus for my freedom? Do I have to activate or sign up?

I just got it this quarter, last week to be exact. I have spent about 600 on restaurants on that card now :smileyvery-happy: if only they can increase the cap to 6000 total across all sections, rather than just 1500 per quarter. I can easily max out the restaurants and amazon shopping.

With a checking account, you can get 10% bonus on all your points, used to be a much richer reward structure but that is going away for all.

Established Contributor
CribDuchess
Posts: 589
Registered: ‎09-12-2011

Re: Freedom: how many points are you getting?


09Lexie wrote:
I just got my card about 2-1/2 weeks ago. Thinking about opening up a checking account but not sure if it will be worth it. So far, I have put about $500 on the card. I'll update my info regarding the points.

You should be seeing an offer of $200 to open up a Chase checking account.  I went ahead and took advantage of the offer.  Where I work, I can have several banks set up for direct deposit of my salary, so I just have a direct deposit going to Chase to cover my Freedom card payment.  The checking account is free with direct deposit of $500 per month.

 

To answer the OP's question - I'm averaging around 3500 points per month.  Some of that is from the 5% categories, the rest is just 1%.

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Freedom: how many points are you getting?

Is the bonus for all chase credit cards? Or just freedom?

Do I need to activate it?

Do I have to redeem it to get bonus 10% or its okay to transfer do csp? Thanks for the info!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Moderator
09Lexie
Posts: 24,400
Registered: ‎09-13-2012

Re: Freedom: how many points are you getting?

@ CribDuchess

Yea, I have an offer for $200. Didn't think about the direct deposit solely for the Freedom...smart!

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