Freedom isn't worth $200 is it

Bman70 · ‎12-07-2014

Trying to find reasons not to apply..... $500 spend though!

EX 822
TU 834
EQ 820

Membersince2013 · ‎12-07-2014

Its blue...ewww!

Just kidden, it's a great card. Stop kidden yourself and get it already lol.

Anonymous · ‎12-07-2014

It's almost no spend for plenty of reward.

jamesdwi · ‎12-07-2014

don't forget the rewards, you will make a minimum of $5 addional rewards on the min spend, with the possibility, of $25 or more rewards, on a card that cost zero AF. I got 10% rewards from sears.com, and some of the florists give even better, and who knows the effect of a dozen roses send to a DS can earn you.

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

Bman70 · ‎12-07-2014

Haha all my cards are blue.

Chase just released the 2015 categories though. Restaurants is 5% for Q2, so is Discover. So much for 6 months of restaurant category by having Discover and Freedom.

EX 822
TU 834
EQ 820

Anonymous · ‎12-07-2014

@Bman70 wrote:
Haha all my cards are blue.
Chase just released the 2015 categories though. Restaurants is 5% for Q2, so is Discover. So much for 6 months of restaurant category by having Discover and Freedom.

I really wish they'd stop cannibalizing each other on the categories. Seeing as I have a CSP, I'm going to use my Freedom card before my Discover.

Anonymous · ‎12-07-2014

I really liked it last year, when there were two quarters of gas. It was a great card, but I don't know what I'm going to use it for this year.

Chris679 · ‎12-07-2014

I find Freedom to be redundant if you have Discover It. The free FICO gives the edge to Discover.

Anonymous · ‎12-07-2014

You don't lose anything with Freedom so it's definitely worth the $200.

Anonymous · ‎12-07-2014

@Chris679 wrote:
I find Freedom to be redundant if you have Discover It. The free FICO gives the edge to Discover.

Only if you don't already have a Barclay's or a CSP to make the Freedom UR's more valuable.