Freedom's sign up bonus might drop to $50 soon?

[yfan]

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@Anonymous wrote:

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@yfan wrote:

To be honest, I'm not surprised. I expect sign-up bonuses for no-AF cards to eventually go away, and probably rightly so. The point of sign-up bonuses is to get you in the habit of using the card, a habit that you hopefully don't get out of once the bonus comes in. But this has instead become a competition among issuers, with more than expected people taking advantage of the incentive spend, then moving onto the next incentive and not using the card often anymore. The sign-up bonus is the bank's investment - if more people take it and pocket it and don't give them following business, they don't want to keep losing money.

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And you.

Stop that. I'm watching you!

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Lol. Were it only that credit card companies listened to me! I'd be the credit card Oprah. EVERYBODY GETS A BONUS! You get a bonus. YOU get a bonus. YOU get a bonus! But then, maybe that's why I'm not a CCC.

[Anonymous]

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@yfan wrote:

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Lol. Were it only that credit card companies listened to me! I'd be the credit card Oprah. EVERYBODY GETS A BONUS! You get a bonus. YOU get a bonus. YOU get a bonus! But then, maybe that's why I'm not a CCC.

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[Anonymous]

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@skigirl916 wrote:

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@Anonymous wrote:

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@Christina_xyt wrote:

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@Anonymous wrote:

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@Christina_xyt wrote:

I always receive the invitation to apply for chase freedom, but I never did it. Yesterday I got a mail but it says $50 after spend 500 in the first three months of opening the account.. what?!?!?! Not sure if it means anything.. If anyone wants proof, I can take a pic and upload it..

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Wow, that's surprising and unfortunate. I've been waiting for $200. Better apply ASAP then, maybe?

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I am waiting that as well.. if they dont have the 200 bonus, I will never apply for this card. They also cancelled the 10% checking bonus.. This card is not that useful for me now.. since I already have discover..

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i guess Chase really wants Bank of America to destroy them soon ... https://www.bankofamerica.com/credit-cards/products/us-pride-military-credit-card.go

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What makes you say that? They're equal in this regard.

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To me Chase is inferior, i opened a Checking account with Chase and they would only allow me to get $500 a day from their ATMS and they said that after 6 months of having the Checking account they will allow me to get $1,000 from my Checking account from their ATMS a day..................Well, i opened a Checking account with Bank of America and they allowed me to get $600 from my Checking account from their ATMS a day, i called BOA and requested to permanently be able to get $1,500 from their ATMS a day and they said NO problem, Another thing BOA gives you 10% bonus when you bank with them, But Chase NOT anymore...

[lord_kinbote]

10% of what? How is the bonus system derived. Thanks

[skigirl916]

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@Anonymous wrote:

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@skigirl916 wrote:

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@Anonymous wrote:

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@Christina_xyt wrote:

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@Anonymous wrote:

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@Christina_xyt wrote:

I always receive the invitation to apply for chase freedom, but I never did it. Yesterday I got a mail but it says $50 after spend 500 in the first three months of opening the account.. what?!?!?! Not sure if it means anything.. If anyone wants proof, I can take a pic and upload it..

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Wow, that's surprising and unfortunate. I've been waiting for $200. Better apply ASAP then, maybe?

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I am waiting that as well.. if they dont have the 200 bonus, I will never apply for this card. They also cancelled the 10% checking bonus.. This card is not that useful for me now.. since I already have discover..

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i guess Chase really wants Bank of America to destroy them soon ... https://www.bankofamerica.com/credit-cards/products/us-pride-military-credit-card.go

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What makes you say that? They're equal in this regard.

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To me Chase is inferior, i opened a Checking account with Chase and they would only allow me to get $500 a day from their ATMS and they said that after 6 months of having the Checking account they will allow me to get $1,000 from my Checking account from their ATMS a day..................Well, i opened a Checking account with Bank of America and they allowed me to get $600 from my Checking account from their ATMS a day, i called BOA and requested to permanently be able to get $1,500 from their ATMS a day and they said NO problem, Another thing BOA gives you 10% bonus when you bank with them, But Chase NOT anymore...

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What does this have to do with the price of tea in China?

Comparing the reward of BofA's card to Chase's card - they're currently the same.  Limitations on ATM withdrawls from a checking account for security purposes are wholly irrelevant to that comparison.  Who needs to be withdrawing $1,500/day in cash, anyway?  

[Anam]

10% is the base bonus you get for having a deposit account with BoA. Everyone qualifies for that one.

There's other tiers as well: 25%, 50%, 75%.

At the highest tier this makes their travel rewards card into a 2.625% cash back card. Which is the highest of any non specific category card (far as I can tell).

https://www.bankofamerica.com/preferred-rewards/details.go

[longtimelurker]

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@Anam wrote:

10% is the base bonus you get for having a deposit account with BoA. Everyone qualifies for that one.

There's other tiers as well: 25%, 50%, 75%.

At the highest tier this makes their travel rewards card into a 2.625% cash back card. Which is the highest of any non specific category card (far as I can tell).

https://www.bankofamerica.com/preferred-rewards/details.go

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Well, for those that can get it, the JCB is 3%, but that's on the Discover network and only available in a few states.  But with the new tiers, BoA has a good card for those that are willing to invest with them.

[MoreRewards]

Maybe this is point a targeted offer?
I've seen sign up bonus offers below or above the advertised spend bonus. I have received them myself also.

[Skye12329]

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@MoreRewards wrote:
Maybe this is point a targeted offer?
I've seen sign up bonus offers below or above the advertised spend bonus. I have received them myself also.

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Thats what i was thinking because before my freedom card i received offers ranging between $50 - 100 as a bonus and i applied when they had the $200 bonus instead and got that. 

[MoreRewards]

On Citi site they say 200 TY points for spend bonus on TYP my offers have ranged 150-250. They also vary APR 12.99 13.99 14.99 and 0% for 15 or 18 months. They keep sender me these various mailers 2-3xs a week & emails too. I can get 2 different offers in the mail on the same day.