11-06-2012 07:48 PM
will having a chase card, the freedom specifically, in good standing and always PIF help get the southwest card? We fly every year and those points would come in handy! Don't plan on apping for it til next year. Have about 6 inq across the reports that'll fall off by may.
11-06-2012 08:13 PM
garden garden garden. .pif pif pif or at least before apping.
with longer aaoa and good payment history the sw card should be no problem.
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11-06-2012 10:26 PM
11-06-2012 11:52 PM
I believe so!. I had a Chase Freedom Card about a year, then apped for and approved for the Chase Airlines Reward Card. Chase loves to see credit usage and payment history along with a mostly clear report of no charge offs and no collections. PS I had my Chase Airlines card 8k initial limit and used it very heavy. Asked for a cli four months later to 25k and approved, with a hard pull. I will receive the formal increase document in the mail soon to see which CRA's they pulled and my score. As always, YMMV, good luck.
11-07-2012 06:10 AM
Had my Freedom for about 8 months prior to getting the SW RR Card. My freedom limit is 3800, but was approved for visa siggy SW for 10.7k! I did have a few auto loans through them before that were paid off (at high interest so maybe they felt they owed me ) But yes, Chase loves heavy use and solid payment history, Once you're in with them they get a bit lenient I feel. I even think I had a decent balance on my freedom when I app'ed.
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