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Hello everyone, I have a simple question and sorry if it was asked before. I currently froze all my reports since im not applying for anything until i apply for a mortgage in two years, when all my inquiries fall off. I was wondering if my current creditors will still be able to Auto increase my limit or will i have to remove the freeze in order for them to do this. Thanks for any suggestions and input you may have.
@alessandrom wrote:Hello everyone, I have a simple question and sorry if it was asked before. I currently froze all my reports since im not applying for anything until i apply for a mortgage in two years, when all my inquiries fall off. I was wondering if my current creditors will still be able to Auto increase my limit or will i have to remove the freeze in order for them to do this. Thanks for any suggestions and input you may have.
Your creditors will only be able to SP your reports , So yes they can give you auto increase with a freeze in place !!! No one can HP your reports with a freeze in place