Reply
Member
Posts: 27
Registered: ‎03-12-2013
0

From 585 to 660

In one month.  I paid off about 4 to 5 negative accounts I defaulted on years ago so I have no more balances in debt.   I still wanted to better my credit so I wanted to get more LOC that I knew I wasn't going to use....... 

 

I have $2k on a NFCU CC, and I had a $500 navcheck.  Well a few weeks ago I increased my navcheck to $2k and they actually approved it.... (I wish I asked for more maybe).....  That was a few weeks ago when I was 585, and that score was pulled soon as I paid all my balances in collections. 

 

Well I updated my report and it's 660 now (experian)  I'm beyond excited right now.  The FICO score is the most accurate one right?  I really want to see what my scores are straight across


Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: From 585 to 660

Nice, Congrats on your success and score increase! Keep up the good work! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: From 585 to 660

Congrats!!  Keep it going!!  You are on your way now!! :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Senior Contributor
Posts: 7,010
Registered: ‎01-05-2013
0

Re: From 585 to 660

Great job on paying down your debt.  Congrats on the big score increase.

Regular Contributor
Posts: 238
Registered: ‎01-29-2012
0

Re: From 585 to 660

Feels good doesn't it? Keep up the good work you'll be in the 700 club in no time,
CURRENT SCORES: EX Fico (Amex) 730, TU Fico 745, EQ Fico 717

CURRENT CARDS: Amex Green NPSL, Amex BCE 2K, Chase Sapphire 5K, Citi Thankyou Preferred 3.5K, Discover It 1.7K, Walmart Discover 1.6K, Capital One Platinum 1.5K

Member
Posts: 92
Registered: ‎04-04-2013
0

Re: From 585 to 660

it


ellefante wrote:

(I wish I asked for more maybe).....  That was a few weeks ago when I was 585, and that score was pulled soon as I paid all my balances in collections. 

 

Well I updated my report and it's 660 now (experian)  I'm beyond excited right now.  The FICO score is the most accurate one right?  I really want to see what my scores are straight across


I really wouldn't ask for more with your score only being 585 at the point, now would be a different story, but 660 experian score or Fico score would be very different because 

 

1. It's not the same bureau since you can't buy a Experian Fico score. Only ways are  a) Become a member of PSECU credit union (PA residents only) b) apply for a mortgage loan c) apply for an Amex 

 

2. Not to mention the credit reports could be missing a few things from bureau to bureau/

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: From 585 to 660

Congrats! You're making great progress!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Member
Posts: 27
Registered: ‎03-12-2013
0

Re: From 585 to 660

Thanks everyone :smileyhappy:

Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.