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Member
Tiger777
Posts: 8
Registered: ‎11-23-2011
0

Re: From AMEX Prepaid to Green Card Invite

Well that is not true, I had a prepaid card funded card once with $20, and since then never use the card again. After a year I applied for the  ZYNC with a collection and a year late on mortgage got approved instantly. So I don't understand how they work but I guess low UTL  is the key.

Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
0

Re: From AMEX Prepaid to Green Card Invite


LS2982 wrote:
Scores were good but the SP they did at 6 months for the preapproval was from having the prepaid card and doing good with it.

If you use preselector on Amex website, you will get softed by Amex as well.

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: From AMEX Prepaid to Green Card Invite

Ive used preselector on website and haven't been soft pulled yet. First time I used was 6/2012. I did app last March and was declined.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
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Goal Score: 750

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Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
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Re: From AMEX Prepaid to Green Card Invite

More recent thing.  Using preselector starts resulting in soft pulls if you in range.

               LIMITS IN CARD DESCRIPTIONS
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: From AMEX Prepaid to Green Card Invite


Crashem wrote:

LS2982 wrote:
Scores were good but the SP they did at 6 months for the preapproval was from having the prepaid card and doing good with it.

If you use preselector on Amex website, you will get softed by Amex as well.


Yes, but I don't think OP did that, they got the SP from having the prepaid card.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Regular Contributor
MontegoMack
Posts: 201
Registered: ‎01-21-2012
0

Re: From AMEX Prepaid to Green Card Invite

I didn't use a preselector. All I did was use the Prepaid card. 

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Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: From AMEX Prepaid to Green Card Invite

 

My sister gets offers just about every week to apply for the Gold card. I frequently get emails to apply for the Platinum business card. Both of these have an RSVP code but I think they all do. Neither one of us use/have the prepaid card.

 

If American Express uses a prepaid card to detemine your eligibility for card , I think that is insane. Handling your own money well has no indication of how you will handle money that is loaned to you. Of course you are not going to swipe the prepaid card for more than you can afford because you cannot. You can do so with the charge/credit card because the money is not yours and you can actually pay for things with money you do not have yet. Much like how one may take good care of their own possesions, but when handling someone elses they could not care less about it.

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tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: From AMEX Prepaid to Green Card Invite


MontegoMack wrote:

OMG!!!!!

 

I got approved for he Delta Gold!!!

 

Thank you improvingmycredit, for pointing me in the right direction to check the status! 

 

:smileyvery-happy:


 

Congratulations, and welcome to the Amex family! :smileyhappy:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011
0

Re: From AMEX Prepaid to Green Card Invite

Congrats on boarding the Amex party bus:smileywink:  Did you get a nice limit?


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Regular Contributor
MontegoMack
Posts: 201
Registered: ‎01-21-2012
0

Re: From AMEX Prepaid to Green Card Invite

RIght at the stroke of 8am I called to find out my credit limit...

 

Wait for it...

 

 

$5000!

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Chase Freedom 9k
BBRZ MC 800 (SD)

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