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Regular Contributor
dobirdsmommy
Posts: 219
Registered: ‎02-29-2012

Re: From AMEX Prepaid to Green Card Invite

I dont know how well linked they are.

 

I have had the card since February after they sent me a pre-approval for the Blue Cash Everyday Card and was denied.

 

 

Last week I got an email stating, Loaded with Benefits The American Express Prepaid Card

 

Hello Dobirdsmommy

 

You previously applied for an American Express product, Although we were unable to offer you that product at the time, we now invite you to consider the American Express Prepaid Card as an alternative.

 

Now I have had this card for 6 months already...  Shouldn't they have been able to see this?

 

Wallet:ME: 750 Cap One, 5k Quicksilver/rewards, 750 Capital one 2000 FH, Santander Car 10k/15k, Chase Auto Loan 13/16k, VS 750, BH 760, Express 750, Avenue 750, JCrew 500, HSN 670, Roamans 500, Jessica London 500, kings direct 500, Buckle 500, OSP 750, WW 750, Solutions 500, Blair 500.. baddies: 1 Cap 1 CO 08, 2 FP CO 08, 2 HSBC CO 08, EXP 2 state tax liens 1 fed, EQ 1 fed tax lien, TU 1 state 1 fed tax lien.
DH: 750 Cap One 750 Cap One 750 capital one fh 2000, AU - VS, BH, HSN, QS 5k
Frequent Contributor
GST2008
Posts: 443
Registered: ‎03-22-2008

Re: From AMEX Prepaid to Green Card Invite


MontegoMack wrote:

RIght at the stroke of 8am I called to find out my credit limit...

 

Wait for it...

 

 

$5000!


With any luck, you may also get an updated EX score as well.


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
New Contributor
mrwheezy117
Posts: 63
Registered: ‎07-26-2012

Re: From AMEX Prepaid to Green Card Invite

Does AMEX backdate to the year the prepaid card was issued?
Regular Contributor
MontegoMack
Posts: 201
Registered: ‎01-21-2012

Re: From AMEX Prepaid to Green Card Invite

No. It doesn't. But for me, the 6 months in the same calendar year doesn't really matter.

 

UPDATE:

 

I couldn't resist. I thought that if I could get the Gold Delta SkyMiles, why couldn't I get the Premier Rewrds Gold card instead of settling for the Green? It'd be only a soft pull if I was denied - I might've even gotten my EX score as a consolation prize. So, I apped for it last night. AND GOT IT! 

 

Officially, I've been approved for the PRG and the Gold Delta Skymiles for $5000. Time to change my signature!

BofA Cash Rewards Signature Visa 5k
Chase Freedom 9k
BBRZ MC 800 (SD)
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: From AMEX Prepaid to Green Card Invite


MontegoMack wrote:

No. It doesn't. But for me, the 6 months in the same calendar year doesn't really matter.

 

UPDATE:

 

I couldn't resist. I thought that if I could get the Gold Delta SkyMiles, why couldn't I get the Premier Rewrds Gold card instead of settling for the Green? It'd be only a soft pull if I was denied - I might've even gotten my EX score as a consolation prize. So, I apped for it last night. AND GOT IT! 

 

Officially, I've been approved for the PRG and the Gold Delta Skymiles for $5000. Time to change my signature!


Congrats on your success! I'm thinking about applying for a AE and wondering how high my score might have to be.Can I ask what was your score prior to applying? Thank you.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
MontegoMack
Posts: 201
Registered: ‎01-21-2012

Re: From AMEX Prepaid to Green Card Invite

My EQ fico 716. 

My EX file was even better than my EQ so I'm thinking that would be reflected in my score - even though I don't know what my official EX score is. If I don't get the best interest rate for the Delta SkyMiles, I think AMEX includes my EX fico score in my terms. 

 

I just got an alert trough myFICO that my EQ went down (after all that apping yesterday) to 708. I can live with that for a while. I'll just bask in the glow of the gold cards I just got :smileyvery-happy:

BofA Cash Rewards Signature Visa 5k
Chase Freedom 9k
BBRZ MC 800 (SD)

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