Finding the myFICO forums has been a blessing!!!! I have made many mistakes in my life but disregarding some of my credit obligations by far has to be one of the worst things I have done.
After bouncing between the forums and seeing all of the approvals for credit in here, I got the app itch 
. So I gave in and applied for several credit cards and was approved for 3 out of the 4 apps.
I did not think this was possible a few years back but it feels GREAT to hear, APPROVED instead of DENIED. Had to share!!
I'm heading to the garden ASAP!!!
Back in the garden until 10/2015.
Starting Score: EQ 714, EX 658, TU 691 (pulled by mortgage lender on 10/7/14)
Congrats
Hard work does pay off!!!!!
Congratulations!
Starting Score: 639 (Walmart TU)
Congratulations! Now you are on your way! PayPal will definitely grow with you!