Called my local Chase bank branch and the manager said I can walk in and apply for the Southwest card and get instant approval. Wonder if its true. Also told the manager I bank at Wells Fargo and she said it didnt matter. Joked with her saying if they approve me I'd move my money there.
Added note, My own bank (Wells Fargo) always is pressuring me to apply for their "secured" card. I keep telling them why should I apply for a secured card when I already have 3 unsecured master cards from other places and also didnt understand the reason behind a hard pull if its my own money I would be using to secure a card. She had no answer.
