First off ugh only because of dealing with cap1. I took interest charges and asked why when i PIF this month or last statement however it was. The lady i spoke to and its not just her its all of them its just generic information i always get from their website 
Now about Barclays, i just received an offer its a World MC its their rewards card according to the thing. Questions about it.
1. How is Barlcays pre-approval mailers? (i know they can be picky with new accounts, i have 2 currently this year. Chase in June, and Discover July 31)
2. How is their cust. service?
3. Since it says it will be a World MC is it a instant 5k approval or could it be less like their arrival card? Even though the mailer says World MC im assuming its possible to get less than 5k, if so can i be upgraded to World in the future if that happens?
4. I see it says 2 points per $1 on gas and utility, are their rewards any good, is this card worth it?
5. One last question, are CLI SP or HP also how often can i request?
6. Also are PC's allowed with Barclays?
I am basically all set and content with my cards but cap1 is rather frustrating and i am thinking about replacing them for a new MC. Also depending if the EO will give me the CLI i requested, they called me today.
@Skye12329 wrote:First off ugh only because of dealing with cap1. I took interest charges and asked why when i PIF this month or last statement however it was. The lady i spoke to and its not just her its all of them its just generic information i always get from their website
Now about Barclays, i just received an offer its a World MC its their rewards card according to the thing. Questions about it.
1. How is Barlcays pre-approval mailers? (i know they can be picky with new accounts, i have 2 currently this year. Chase in June, and Discover July 31)
2. How is their cust. service?
3. Since it says it will be a World MC is it a instant 5k approval or could it be less like their arrival card? Even though the mailer says World MC im assuming its possible to get less than 5k, if so can i be upgraded to World in the future if that happens?
4. I see it says 2 points per $1 on gas and utility, are their rewards any good, is this card worth it?
5. One last question, are CLI SP or HP also how often can i request?
6. Also are PC's allowed with Barclays?
I am basically all set and content with my cards but cap1 is rather frustrating and i am thinking about replacing them for a new MC. Also depending if the EO will give me the CLI i requested, they called me today.
1. Pre approvals are good
2. Cust is pretty good
3. it's $5k for World but you could get approved for less and not world (plat. version) recons are fantastic with barclay though
4. rewards, it's basically what it is... much better out but depending where you are in building or what not
5. cli i believe online are sp if you take counter or something, if you call in through credit analyst hp
6. no pc unless it's like apple card and they will switch you to this rewards card.