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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Full Blown App Spree = Complete!

Congrats!! Better get to the garden now!!!!! Weird that you didn't get Amex.
I got approved for Discover Motiva, and then the same night, got approved for Amex BCE!! Score was 696 TU Fico.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Member
Posts: 17
Registered: ‎09-02-2012
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Re: Full Blown App Spree = Complete!

[ Edited ]

Benton wrote:

justcallmetj wrote:

HI all,

 

Just wanted to share my recent success with you guys. I started with a FICO score of about  630 back in June (No history besides a few student loans reporting) and now I've reached these scores: Exp: 688 Trans: 725 Equi: 695 (All FICO) and I am pretty happy to say the least!


As far as my app spree:

 

American Express Delta Skymiles: Declined :/ all 3 CRA's pulled (will try again after 6-12 months of gardening)

Discover Motiva: Approved with a $1500 CL (received an invitation for the More card but was counter-offered)

Paypal Rewards MC: Approved with a $1000 limit

Walmart Discover: Approved with a $1000 limit

Barclays Extra Rewards NFL : Approved with a $500 limit (will not be keeping this card.. regretfully I really will not need it/want it)

 

Thanks again for all the help received through searches on here..I'm EXTREMELY excited to grow with these cards. Now for the next year I'll be gardening so that I can app for an Amex revolver and Chase Sapphire :-)

 

 


Where are your credit union applications with low apr for purchases and cash advances. Think insurance!



I just got into a credit union a few weeks ago.. I'm going to build some positive banking history with them and then hopefully app next year Smiley Very Happy

Member
Posts: 17
Registered: ‎09-02-2012
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Re: Full Blown App Spree = Complete!


youngandcreditwrthy wrote:
Congrats!! Better get to the garden now!!!!! Weird that you didn't get Amex.
I got approved for Discover Motiva, and then the same night, got approved for Amex BCE!! Score was 696 TU Fico.

Honestly that was a devastating denial for me!  I was really looking forward to having that Amex Smiley Sad. I'm guessing that an unpaid collection from a few years ago + my 9 inquiries may be the reason why. I'll get a PFD and garden for a few months and then try again.

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Full Blown App Spree = Complete!

In my experience; I got approved with amex on a NPSL charge card with collections that were paid. Good luck to you.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Member
Posts: 17
Registered: ‎09-02-2012
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Re: Full Blown App Spree = Complete!


webhopper wrote:
In my experience; I got approved with amex on a NPSL charge card with collections that were paid. Good luck to you.

Thanks! I will try again next year. Looking for a charge card and maybe the BCE.

Contributor
Posts: 143
Registered: ‎05-23-2011
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Re: Full Blown App Spree = Complete!

Congrats!

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


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Regular Contributor
Posts: 211
Registered: ‎08-23-2012
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Re: Full Blown App Spree = Complete!

Congrats!!
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