Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 51
Registered: ‎07-26-2009
0

Re: Fun with Credit Karma

That's exactly what I thought, Revelate. creditkarma has access to everyone's credit profile at the time when a new credit card starts reporting so they would be able to calculate your approval odds just by knowing what info is in your report.

I look at it to compare credit limits from various cards, it shows what someone in my age bracket is likely to get, plus you can guess which cards are generous with limits..
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Fun with Credit Karma

[ Edited ]

I have a poor shot at AMEX Plat, BCE, Freedom, average crap1, and TY Pref... Glad I ignored credit karma

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Regular Contributor
Posts: 208
Registered: ‎07-27-2012
0

Re: Fun with Credit Karma

[ Edited ]

Sorry to bump this, but I thought it was funny to see when I logged back in today that I no longer have any cards withh Poor Approval Odds. So far, nothing has changed with my CR since I last checked CK.

 

LOL, and now that I've refreshed my report (still no changes) there are cards with poor odds again. (I refreshed my report yesterday and then again just now.)

Current Cards: AMEX Everyday ($15k), AMEX BCE ($20k), Amex Platinum, Arrival ($11.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($6.5k)

2/16 - 864 Fico EQ (CITI); 818 Fico Ex (AMEX)
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Fun with Credit Karma


ceemee2203 wrote:

Sorry to bump this, but I thought it was funny to see when I logged back in today that I no longer have any cards withh Poor Approval Odds. So far, nothing has changed with my CR since I last checked CK.

 

LOL, and now that I've refreshed my report (still no changes) there are cards with poor odds again. (I refreshed my report yesterday and then again just now.)


LOL CK is a funny but cool free tool to use. I dropped like 15 points because I reported a $280 balance on one of my cards. But my overall utlization is at 3%. It also dropped one point because an inquiry fell off. 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Frequent Contributor
Posts: 283
Registered: ‎10-02-2012
0

Re: Fun with Credit Karma

Where are you guys going to see your approvals odds? I've yet to see it.

AE CC: $1,050 | AEO Visa: $1,890 | Cap1 QS: $2,100 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,650 | Overstock: $1,700 | PayPal Smart Connect: $1,500 | Walmart $2,200

TU (Discover): 663 | EQ (Citi): 651
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Fun with Credit Karma


WallyxD wrote:

Where are you guys going to see your approvals odds? I've yet to see it.


Its right when you log in under credit cards


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Frequent Contributor
Posts: 346
Registered: ‎02-01-2012
0

Re: Fun with Credit Karma


WallyxD wrote:

Where are you guys going to see your approvals odds? I've yet to see it.


When you log in go to the "Credit Cards". Then go to "Search All Credit Cards". Finally, on the left side you can click on "Approval Odds" and check/uncheck the different options you are looking for and as you do this the different results appear to the right. 

 

 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.