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Regular Contributor
Posts: 241
Registered: ‎12-04-2009
0

Re: G.E.C.R.B. is awesome!

Congrats on the CLI!!! Feels great getting a Higher limit! 


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Frequent Contributor
Posts: 268
Registered: ‎08-20-2012
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Re: G.E.C.R.B. is awesome!

It does feel great but I'm honestly a little worried that I may be nearing the grey area of "too much credit".

I manage it well but don't have a huge income to back up my good credit profile.

The only other two cards I want I will be applying for around November and they're both visa signatures.

If approved for both (at 5k each) my available credit would be hovering around double my gross yearly income.

Hopefully come November all goes well...
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Valued Contributor
Posts: 1,408
Registered: ‎01-14-2009
0

Re: G.E.C.R.B. is awesome!


7PM789 wrote:
It does feel great but I'm honestly a little worried that I may be nearing the grey area of "too much credit".

I manage it well but don't have a huge income to back up my good credit profile.

The only other two cards I want I will be applying for around November and they're both visa signatures.

If approved for both (at 5k each) my available credit would be hovering around double my gross yearly income.

Hopefully come November all goes well...

My available credit is more than 5 times my annual income.

 

  191,050 total credit card limits

+  40,000 total LOC limits

--------------------------------------------------

= 231,050 total revolving credit limits

 

 CC/LOC                                                                                   LIMIT
American Express Blue Cash Everyday                           $17,300
Bank of America Platinum Plus Visa                                $12,500

Barclays NFL (NY Giants) Extra Points World MC          $10,000

Chase Freedom Visa Signature                                        $18,000
Discover More Card                                                              $15,000
JCPenney/GECRB                                                                $5,000
Walmart Discover/GECRB                                                  $10,000
Navy Federal nRewards MasterCard                                $25,000
PenFed Visa Gold Card                                                       $35,000
PenFed Platinum Cash Rewards Card                            $15,000
Staples/Citi                                                                             $3,250
USAA Rewards World MasterCard                                    $10,000
US Bank Cash+ Visa Signature                                         $15,000
Navy Federal LOC                                                                 $15,000
PenFed LOC                                                                          $25,000

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