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Senior Contributor
Open123
Posts: 4,089
Registered: ‎02-23-2011
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Re: GASP.... USBank INSTANT DENIED - New Accounts!

Chase Ink is 0% for 6 months.  Amex Open Blue is 0% for 12 months for qualified applicants, otherwise it's 6. 

 

US Bank has a hard rule about not approving for anyone with more than 3 or 4 accounts the past 6 months.  They seem to be pretty inflexible on number of new accounts, while excessive inquiries you may be able to request recon if your credit profile is strong enough.


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