Senior Contributor
Posts: 4,219
Registered: ‎02-23-2011

Re: GASP.... USBank INSTANT DENIED - New Accounts!

Chase Ink is 0% for 6 months.  Amex Open Blue is 0% for 12 months for qualified applicants, otherwise it's 6. 


US Bank has a hard rule about not approving for anyone with more than 3 or 4 accounts the past 6 months.  They seem to be pretty inflexible on number of new accounts, while excessive inquiries you may be able to request recon if your credit profile is strong enough.

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